1709 E 1st St, Anderson, IN 46012 Property Records

Madison County property record for 1709 E 1st St, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,814 sqft · built 1969
Lot Size	0.21 acres (9,150 sqft)
Owner	Individual Name on File
Last Sale	$79,500 (May 2021)
Tax Bill	$2,005 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-1203-1-3`

Property Details

APN / Parcel Number

Primary APN	`18-1203-1-3`
Alternative APNs	`48-12-07-103-019.000-003` `00001117836`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,814 sqft Living Area
1st Floor Area	1,608 sqft
Upper Floors Area	625 sqft
Attic	Attic
Attic Area	2,412 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,150 sqft (0.21 acres)
Lot Dimensions	122 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	472 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001117836
Street Address	1709 E 1ST ST
City	ANDERSON
State	IN
Zip	46012-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHSONS 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	SMITHSONS ADD SUB
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2020
Census Tract	1300

Owner

1709 E 1st St is owned and occupied by an individual who bought it in May 2021.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1709 E 1ST ST, ANDERSON, IN 46012-3107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK NA
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK NA
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
May 12, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA
Jan 17, 2018	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Jan 17, 2018 · Amount on File
Deed Document Number	20218629
Prior Transfer Date	May 3, 2021
Prior Transfer Doc	2021R08629
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1709 E 1ST ST, ANDERSON, IN 46012-3107
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R14267
Date	Oct 14, 2025
Instrument	2025R14267

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2055

Interest

Rate Type	Adjustable Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1709 E 1ST ST, ANDERSON, IN 46012-3107
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R07599
Date	Jun 2, 2023
Instrument	2023R07599

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2053

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	1709 E 1ST ST, ANDERSON, IN 46012-3107
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R13061
Date	Jul 13, 2021
Instrument	2021R13061

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2051

Interest

Rate Type	Adjustable Rate

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IN
Recording Date	May 12, 2021
Property Address	1709 E 1ST ST, ANDERSON, IN 46012-3107
Document Number	2021R08629
Map Reference	BK 10 PG 41
Instrument Date	May 3, 2021
Instrument	2021R08629
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 E 1ST ST, ANDERSON, IN 46012-3107

Mortgage

Document Number	2021R08630
Date	May 12, 2021
Instrument	2021R08630

Lender

Name	FIRST MERCHANTS BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	Jan 17, 2018
Property Address	1709 E 1ST ST, ANDERSON, IN 46012-3107
Document Number	2018R00767
Map Reference	PB10 PG 41
Instrument Date	Jan 12, 2018
Instrument	2018R00767
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 E 1ST ST, ANDERSON, IN 46012-3107

Mortgage

Document Number	2018R00768
Date	Jan 17, 2018
Instrument	2018R00768

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1709 E 1st St was $2,005 with a homeowner's exemption.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,005.00 Homeowner's exemption	$200,800 Land $11,500 Building $189,300	$200,800 Land $11,500 Building $189,300
2024	$2,005.00
2023		$165,500 (-0.78%) Land $11,000 Building $154,500	$165,500 (-0.78%) Land $11,000 Building $154,500
2022	$1,845.00 Homeowner's exemption	$166,800 Land $10,700 Building $156,100	$166,800 Land $10,700 Building $156,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1709 E 1st St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	24 (1980–2026)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 18 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1709 E 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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