Monroe County property record for 1709 Duncan St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,702 sqft · built 1953 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Apr 2010) |
| Tax Bill | $3,539 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00044720-000000 |
| Primary APN | 00044720-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| 1st Floor Area | 1,702 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,280 sqft (0.121 acres) |
| Lot Dimensions | 88 ft deep x 60 ft wide |
| Garage Type | Covered |
| Garage Area | 200 sqft |
| Pool Area | 128 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 255 sqft |
| Deck Area | 60 sqft |
| Patio Area | 848 sqft |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1045331 |
|---|---|
| Street Address | 1709 DUNCAN ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | LOT 4 SQR 19 RESUB OF SQRS -17-18-19-20 AND PT OF 21 AND 23 TRACT 20 PB3-10 OF MONROE INV CO PLAT PB1-41 OR520-760 OR1525-1767D/C OR2021-109/110L/E OR2187-879 OR2269-1683 OR2454-1237/38C OR2461-76/77 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | MONROE INVESTMENT CO |
| Legal Tract | 20 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 972200 |
1709 Duncan St is owned and occupied by an individual who bought it in April 2010.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1709 DUNCAN ST, KEY WEST, FL 33040-3539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2010 · Amount on File |
| Deed Sale | Apr 14, 2010 · Amount on File |
| Prior Sale | Feb 1, 2007 |
| Deed Document Number | 20101785210 |
| Deed Book / Page | 2461 / 76 |
| Prior Transfer Date | Nov 18, 2008 |
| Prior Transfer Doc | 0024541237 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $424,892 | $963,621 Land $689,040 Building $274,581 | |
| 2024 | $3,539.00 (+1.9%) | ||
| 2023 | $3,473.00 (+4.61%) Homeowner's exemption | $400,892 (+3%) | $910,289 (+25.61%) Land $646,800 Building $263,489 |
| 2022 | $3,320.00 Homeowner's exemption | $389,216 | $724,681 Land $454,080 Building $270,601 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1709 Duncan St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 141 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 147 units insured incl. 6 condo units |
| Nearby Flood Claims | 312 (1980–2025) |
| Claims Outside the SFHA | 1 of 312 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1709 Duncan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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