1709 Creek St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1709 Creek St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1987
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Sep 2016)
Tax Bill	$1,851 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`988410268509`

Property Details

APN / Parcel Number

Primary APN	`988410268509`
Alternative APN	`002658009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988410268509
Street Address	1709 CREEK ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 9 BLK: B SEC: PL: 2 SL: 175
Legal Subdivision	HIGH VIEW - HEDRICKS ADD
Legal Block	B
Legal Lot Number	9
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3013
Census Tract	970200

Owner

1709 Creek St is owned and occupied by an individual who bought it in September 2016.

Source: Dare County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1709 CREEK ST, KILL DEVIL HILLS, NC 27948-8123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit BAYPORT CU
Jan 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016 · Amount on File
Deed Sale	Sep 30, 2016 · Amount on File
Deed Document Number	2016700030764
Deed Book / Page	2123 / 225
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1709 CREEK ST, KILL DEVIL HILLS, NC 27948-8123
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002632/781
Date	Jul 18, 2022
Book Page	2632/781
Instrument	700120585

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1709 CREEK ST, KILL DEVIL HILLS, NC 27948-8123
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2519/238
Date	Jun 22, 2021
Book Page	2519/238
Instrument	700101320

Lender

Name	BAYPORT CU
Type	Credit Union
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1709 CREEK ST, KILL DEVIL HILLS, NC 27948-8123
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2279/908
Date	Jan 15, 2019
Book Page	2279/908
Instrument	700060649

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1709 Creek St was $1,851.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,851.00	$340,900 (-) Land $155,800 Building $185,100	$340,900 Land $155,800 Building $185,100
2025	$1,851.00	$340,900 Land $155,800 Building $185,100
2023	$1,767.00	$234,000 Land $84,000 Building $150,000
2020			$340,900 Land $155,800 Building $185,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1709 Creek St in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 159 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	165 (1981–2019)
Claims Outside the SFHA	38 of 165
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Irene, Aug 2011 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1709 Creek St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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