1709 Connecticut Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1709 Connecticut Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 755 sqft · built 1961
Lot Size0.161 acres (7,013 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Sep 2019)
Tax Bill$1,895 (2025)
Deeds & MortgagesOct 2017 Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-26-30-5520-000A-0450

Property Details

APN / Parcel Number

Primary APN11-26-30-5520-000A-0450
Alternative APNs
  • 2630115520000A0450
  • 84367

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area755 sqft Living Area
Gross Area1,112 sqft
1st Floor Area755 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1999
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
PorchFinished/Open Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1709 CONNECTICUT AVE
CitySAINT CLOUD
StateFL
Zip34769-5101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionYINGLING & DOOPS PB 1 PG 040 BLK A LOTS 45 & 46
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionM YINGLINGS AND C W DOOPS
Legal Tract5520
Legal BlockA
Legal Lot Number45
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2037
Census Tract43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1709 CONNECTICUT AVE, SAINT CLOUD, FL 34769-5101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 9, 2019Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 31, 2017Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2019 · Amount on Record
Deed SaleSep 9, 2019 · Amount on Record
Prior SaleJan 31, 2017 · Amount on Record
Deed Document Number2019115966
Deed Book / Page5586 / 461
Prior Transfer DateNov 18, 2011
Prior Transfer Doc0042080239
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1709 CONNECTICUT AVE, SAINT CLOUD, FL 34769-5101
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052250851
DateOct 17, 2017
Book Page5225/0851
Instrument2017148809
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueMar 1, 2047

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 9, 2019
Property Address1709 CONNECTICUT AVE, SAINT CLOUD, FL 34769-5101
Document Number0055860461
Book / Page5586 / 0461
Map ReferenceMB 1 PG 40
Instrument DateAug 30, 2019
Instrument2019115966
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address718 WISCONSIN AVE, 718, SAINT CLOUD, FL 34769-3271

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 CONNECTICUT AVE, SAINT CLOUD, FL 34769-5101

Mortgage

Document Number0005586463
DateSep 9, 2019
Instrument5586/463
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 31, 2017
Property Address1709 CONNECTICUT AVE, SAINT CLOUD, FL 34769-5101
Document Number0050942056
Book / Page5094 / 2056
Map ReferenceMB1 PG40
Instrument DateJan 30, 2017
Instrument2017017019
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyRP TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1969 S ALAFAYA TRL # 188, 1969, ORLANDO, FL 32828-8732

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 CONNECTICUT AVE, SAINT CLOUD, FL 34769-5101

Mortgage

Document Number0050942058
DateJan 31, 2017
Instrument5094/2058
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,895.00 (+3.84%) Homeowner's exemption$148,788 (+5.99%)$214,900 (+11.23%) Land $41,800 Building $173,100
2024$1,825.00 (+3.17%)
2023$1,769.00 (+4.24%) Homeowner's exemption$140,384 (+3%)$193,200 (+8.36%) Land $32,600 Building $160,600
2022$1,697.00 Homeowner's exemption$136,296$178,300 Land $32,600 Building $145,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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