Frederick County property record for 1709 Castle Rock Rd, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,012 sqft · built 1999 |
| Lot Size | 0.207 acres (9,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (May 2004) |
| Tax Bill | $8,046 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-220865 |
| Primary APN | 02-220865 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,012 sqft Living Area |
| Gross Area | 3,540 sqft |
| 1st Floor Area | 1,212 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,036 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 220865 |
|---|---|
| Street Address | 1709 CASTLE ROCK RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-9386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LOT 39 PL 22 BLK J PHASE 3-9,036 SQ. FT. DEARBOUGHT |
| Legal Subdivision | DEARBOUGHT |
| Legal Phase | 3-9 |
| Legal Block | J |
| Legal Lot Number | 39 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 750805 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1709 Castle Rock Rd is owned and occupied by two individuals who bought it in May 2004.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1709 CASTLE ROCK RD, FREDERICK, MD 21701-9386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Mar 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REVOLUTIONARY MORTGAGE CO |
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2004 · Amount on File |
| Deed Sale | May 3, 2004 · Amount on File |
| Prior Sale | Nov 22, 1999 · Amount on File |
| Deed Document Number | 200443205 |
| Deed Book / Page | 4577 / 89 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1709 CASTLE ROCK RD, FREDERICK, MD 21701-9386 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0117380046 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 11738/0046 |
| Instrument | 11738-0046 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1709 CASTLE ROCK RD, FREDERICK, MD 21701-9386 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0128780031 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 12878/0031 |
| Name | REVOLUTIONARY MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FREDERICK, MD 21701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1709 CASTLE ROCK RD, FREDERICK, MD 21701-9386 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 1709 CASTLE ROCK RD, FREDERICK, MD 21701-9386 |
| Document Number | 0160220179 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 16022/179 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1709 Castle Rock Rd was $8,046 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $539,567 | $569,900 Land $151,400 Building $418,500 | |
| 2025 | $8,046.00 | ||
| 2023 | $7,153.00 Homeowner's exemption | $423,600 | $524,400 Land $126,000 Building $398,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1709 Castle Rock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1709 Castle Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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