1709 Bernice St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1709 Bernice St, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1940
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Nov 2017)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422800 59.6-7-14`

Property Details

APN / Parcel Number

Primary APN	`422800 59.6-7-14`
Alternative APN	`280005900600070140000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	149 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1709 BERNICE ST
City	SCHENECTADY
State	NY
Zip	12303-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G2 STONEGATE MNR - 9 5.-353-9
Legal Block	7
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	5
Census Block	5001
Census Tract	32902

Owner

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1709 BERNICE ST, SCHENECTADY, NY 12303-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Sep 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Nov 28, 2017	Tax Deed, Foreclosure
Nov 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	Nov 28, 2017
Deed Document Number	201753820
Deed Book / Page	1976 / 216
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1709 BERNICE ST, SCHENECTADY, NY 12303-2301
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 BERNICE ST, SCHENECTADY, NY 12303-2301

Mortgage

Document Number	0000053123
Date	Sep 29, 2022
Book Page	5260/549
Instrument	202253123

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jul 15, 2042

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1709 BERNICE ST, SCHENECTADY, NY 12303-2301
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 BERNICE ST, SCHENECTADY, NY 12303-2301

Mortgage

Document Number	0000052123
Date	Sep 29, 2022
Book Page	5260/549
Instrument	202252123

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jul 15, 2042

November 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 28, 2017
Property Address	1709 BERNICE ST, SCHENECTADY, NY 12303-2301
Document Number	0000053818
Book / Page	001976 / 000213
Instrument Date	Nov 15, 2017
Instrument	53818
Transaction Type	Foreclosure
Record Updated	Dec 4, 2017

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	620 STATE ST SCHENECTADY NY 123052112, SCHENECTADY, NY 12305-2112

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 28, 2017
Property Address	1709 BERNICE ST, SCHENECTADY, NY 12303-2301
Document Number	0000053820
Book / Page	001976 / 000216
Instrument Date	Nov 15, 2017
Instrument	53820
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 CALDICOTT RD SCHENECTADY NY 123032315, SCHENECTADY, NY 12303-2315

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,450.00	$121,000 (-) Land $9,900 Building $111,100	$186,200 (+16.96%) Land $15,235 Building $170,965
2023		$121,000 Land $9,900 Building $111,100	$159,200 Land $13,025 Building $146,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Greenlight Networks Holding, T-Mobile USA.

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