Manatee County property record for 1709 8th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,804 sqft · built 2022 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $750,000 (Apr 2026) |
| Tax Bill | $10,809 (2024) |
| Deeds & Mortgages | Jan 2024 Line of Credit Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 10157-3310-9 |
| Primary APN | 10157-3310-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,804 sqft Living Area |
| Gross Area | 4,045 sqft |
| 1st Floor Area | 2,804 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 10,400 sqft (0.239 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 705 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1709 8TH ST E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-4045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PL_PD-MU |
| Legal Description | LOT 62 SANCTUARY COVE PI#10157.3310/9 |
| Legal Range | 18E |
| Legal Township | 34S |
| Legal Section | 18 |
| Legal Subdivision | SANCTUARY COVE |
| Legal Tract | 01015700 |
| Legal Lot Number | 62 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1904 |
1709 8th St E is owner-occupied and held in a trust since April 2026.
Source: Manatee County records, as of April 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1709 8TH ST E, PALMETTO, FL 34221-4045 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 18, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on File |
| Deed Sale | Apr 9, 2026 · Amount on File |
| Prior Sale | Oct 18, 2022 · Amount on File |
| Deed Document Number | 202640272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 1709 8TH ST E, PALMETTO, FL 34221-4045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1709 8TH ST E, PALMETTO, FL 34221-4045 |
| Document Number | 0041006756 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 202441006756 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Feb 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 9, 2026 |
| Property Address | 1709 8TH ST E, PALMETTO, FL 34221-4045 |
| Document Number | 0000040272 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 2026.40272 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | MC TITLE, MSC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1709 8TH ST E, PALMETTO, FL 34221-4045 |
| Document Number | 0000040274, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026..40274 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Oct 18, 2022 |
| Property Address | 1709 8TH ST E, PALMETTO, FL 34221-4045 |
| Document Number | 0041126330 |
| Map Reference | MB 54 PG 71 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 202241126330 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,048.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099 |
| Name | Verified Name |
|---|---|
| Address | 1709 8TH ST E, PALMETTO, FL 34221-4045 |
| Document Number | 0041126331 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 202241126331 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Manatee County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Palmetto City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $571,632 Land $130,050 Building $441,582 | $571,632 Land $130,050 Building $441,582 | |
| 2024 | $10,809.00 (+1.35%) | ||
| 2023 | $10,665.00 (+319.88%) Homeowner's exemption | $542,392 (+502.66%) Land $91,800 Building $450,592 | $542,392 (+502.66%) Land $91,800 Building $450,592 |
| 2022 | $2,540.00 | $90,000 Land $90,000 | $90,000 Land $90,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1709 8th St E in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 157 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 157 in force |
| Nearby Flood Claims | 124 (1979–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1709 8th St E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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