1709 28th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 1709 28th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,084 sqft · built 1964
Lot Size	0.133 acres (5,793 sqft)
Owner	Company Name on Record
Last Sale	$177,000 (Jun 2019)
Tax Bill	$2,307 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-124-005-030.04`

Property Details

APN / Parcel Number

Primary APN	`53-124-005-030.04`
Alternative APNs	`053-124-005-030.04` `1240050304` `2229`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,084 sqft Living Area
Basement Area	744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	5,793 sqft (0.133 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2229
Street Address	1709 28TH ST
City	TWO RIVERS
State	WI
Zip	54241-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JOHN GRUMANNS 2ND ADD LOT 3 BLK 5
Legal Subdivision	ND ADD
Legal Block	5
Legal Lot Number	3
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	1
Census Block	1013
Census Tract	5300

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7902 COUNTY TRUNK Q, MANITOWOC, WI 54220
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage KOHLER CREDIT UNION
Aug 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage SHIPBUILDERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	20193225304
Deed Book / Page	3225 / 304
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Recording Date	Sep 1, 2026
Property Address	1709 28TH ST, TWO RIVERS, WI 54241-2003
Document Number	0001298794
Book / Page	3789 / 184
Instrument Date	Sep 1, 2026
Instrument	20261298794
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0001298794,
Date	Sep 1, 2026
Book Page	3789/184
Instrument	20261298794

Lender

Name	KOHLER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1709 28TH ST, TWO RIVERS, WI 54241-2003
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7902 COUNTY ROAD, MANITOWOC, WI 54220

Mortgage

Document Number	003633/581
Date	Aug 1, 2024
Book Page	3633/581
Instrument	1274728

Lender

Name	SHIPBUILDERS CU
Type	Credit Union
Address	MANITOWOC, WI 54220

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,307.00 (+5.25%)	$136,300 (-) Land $13,100 Building $123,200	$157,584 (+16.73%) Land $15,146 Building $142,438
2024	$2,192.00 (+20.7%)	$136,300 (+97.54%) Land $13,100 Building $123,200	$134,999 (+23.29%) Land $12,975 Building $122,024
2023	$1,816.00	$69,000 Land $12,300 Building $56,700	$109,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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