1709 23rd St SW, Cedar Rapids, IA 52404 Property Records

Linn County property record for 1709 23rd St SW, Cedar Rapids, IA 52404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 2009
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$179,500 (Oct 2009)
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14311-27005-00000`

Property Details

APN / Parcel Number

Primary APN	`14311-27005-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Finished Basement	35 sqft
Unfinished Basement	1,317 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	80 ft deep x 80 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1709 23RD ST SW
City	CEDAR RAPIDS
State	IA
Zip	52404-1570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES 3RD EX RD STR/LB 14
Legal Range	7W
Legal Township	83N
Legal Section	31
Legal Subdivision	WHISPERING PINES 3RD
Legal Lot Number	14
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	3
Census Block	3003
Census Tract	2400

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1709 23RD ST SW, CEDAR RAPIDS, IA 52404-1570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage VERIDIAN CU
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2009 · Amount on Record
Deed Sale	Oct 13, 2009 · Amount on Record
Deed Book / Page	7430 / 552
Last Transfer Date	Aug 17, 2021
Transfer Doc	1112000187
Record Updated	Oct 29, 2026

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINN IA
Recording Date	Aug 24, 2021
Property Address	1709 23RD ST SW, CEDAR RAPIDS, IA 52404-1570
Document Number	1112400187
Book / Page	11124 / 187
Instrument Date	Aug 17, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 23RD ST SW, CEDAR RAPIDS, IA 52404-1570

Mortgage

Document Number	1112400189
Date	Aug 24, 2021
Book Page	11124/189

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1709 23RD ST SW, CEDAR RAPIDS, IA 52404-1570
Document Number	0105090102
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1709 23RD ST SW CEDAR RAPIDS IA 524041570, CEDAR RAPIDS, IA 52404-1570

Mortgage

Document Number	0105090102
Date	Nov 20, 2019
Book Page	010509/000102

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1709 23RD ST SW, CEDAR RAPIDS, IA 52404-1570
Document Number	0103760641
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1709 23RD ST SW CEDAR RAPIDS IA 524041570, CEDAR RAPIDS, IA 52404-1570

Mortgage

Document Number	0103760641
Date	Jun 19, 2019
Book Page	010376/000641

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1709 23RD ST SW, CEDAR RAPIDS, IA 52404-1570
Document Number	0102320118
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1709 23RD ST SW CEDAR RAPIDS IA 524041570, CEDAR RAPIDS, IA 52404-1570

Mortgage

Document Number	0102320118
Date	Nov 1, 2018
Book Page	010232/000118

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,400 (+2.66%) Land $63,900 Building $202,500	$266,400 (+2.66%) Land $63,900 Building $202,500
2025	$4,142.00	$259,500 (+5.32%) Land $63,900 Building $195,600	$259,500 (+5.32%) Land $63,900 Building $195,600
2024	$4,142.00 (-6.03%)
2023		$246,400 Land $61,800 Building $184,600	$246,400 Land $61,800 Building $184,600
2022	$4,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Atkins Telephone Company, CenturyLink, GigFire.

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