1708 W Oakleaf Dr, McHenry, IL 60051 Property Records

McHenry County property record for 1708 W Oakleaf Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,100 sqft · built 1972
Lot Size0.179 acres (7,840 sqft)
OwnerIndividual Name on Record
Last Sale$188,000 (Jul 2019)
Deeds & MortgagesMay 2018 Line of Credit
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-07-326-006

Property Details

APN / Parcel Number

Primary APN10-07-326-006

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,100 sqft Living Area
1st Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1972
Architectural StyleA-Frame
Exterior MaterialRibbed Aluminum
Construction TypeFrame
Lot Area7,840 sqft
Lot Dimensions112 ft deep x 70 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area252 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1708 W OAKLEAF DR
CityMCHENRY
StateIL
Zip60051-6162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0020145 LT 6 BLK 3 SUNNYSIDE ESTATES UNIT 5 MEMO: PROVENZANZO, STEPHANIE L/JASON M
Legal Range09E
Legal Township45N
Legal Section07
Legal SubdivisionSUNNYSIDE ESTATES
Legal Block3
Legal Lot Number6
Legal Unit5
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3001
Census Tract870703

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1708 W OAKLEAF DR, MCHENRY, IL 60051-6162
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2018Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jul 3, 2019Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2019 · Amount on Record
Deed SaleJul 3, 2019 · Amount on Record
Prior SaleOct 12, 2004 · Amount on Record
Deed Document Number2019R0020145
Record UpdatedJun 7, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1708 W OAKLEAF DR, MCHENRY, IL 60051-6162
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017665
DateMay 31, 2018
Instrument2018R0017665
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 21, 2048
Interest
Rate9.34%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 3, 2019
Property Address1708 W OAKLEAF DR, MCHENRY, IL 60051-6162
Document Number0000020145
Map ReferenceDOC278377MB11PG110
Instrument DateJul 1, 2019
Instrument2019R0020145
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$282.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1708 W OAKLEAF DR, MCHENRY, IL 60051-6162

Mortgage

Document Number0000020146
DateJul 3, 2019
Instrument2019R0020146
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$65,363 Land $13,165 Building $52,198$196,089 Land $39,495 Building $156,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on W Oakleaf Dr

Nearby Streets

Search Property Records by Address or Parcel Number