1708 Sacker Rd, Manchester, KY 40962 Property Records

Clay County property record for 1708 Sacker Rd, Manchester, KY 40962

Property Summary

Property Type	Mobile Home
Details	1,118 sqft · built 1972
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jan 2019 Line of Credit Dec 2008 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063-00-00-039.01`

Property Details

APN / Parcel Number

Primary APN	`063-00-00-039.01`
Alternative APNs	`121394` `5461`

Interior

Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Mobile Home
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	5461
Street Address	1708 SACKER RD
City	MANCHESTER
State	KY
Zip	40962-8108
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.010 ACRES & MOBILE HOME & GARAGE
Jurisdiction	CLAY KY
Township / Civil Division	BURNING SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	950201

Owner

Source: Clay County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1708 SACKER RD, MANCHESTER, KY 40962-8108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 1, 2008	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Feb 2, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 1, 2023
Transfer Doc	0000317877
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	1708 SACKER RD, MANCHESTER, KY 40962-8108
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG228/111
Date	Jan 15, 2019
Book Page	MTG 228/111
Instrument	164488

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	1708 SACKER RD, MANCHESTER, KY 40962-8108
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG191/352
Date	Dec 1, 2008
Book Page	MTG 191/352
Instrument	103709

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY KY
Recording Date	Feb 2, 2023
Property Address	1708 SACKER RD, MANCHESTER, KY 40962-8108
Document Number	0000342/23
Book / Page	342 / 23
Instrument Date	Feb 1, 2023
Instrument	317877
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1708 SACKER RD, MANCHESTER, KY 40962-8108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1708 SACKER RD, MANCHESTER, KY 40962-8108

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Homeowner's exemption	$46,000	$46,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 88% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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