Hillsborough County property record for 1708 Passage Key Ln, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,448 sqft · built 2017 |
| Lot Size | 0.15 acres (6,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,000 (Oct 2024) |
| Tax Bill | $5,708 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 055626-3064 |
| Primary APN | 055626-3064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Living Area |
| Gross Area | 3,056 sqft |
| 1st Floor Area | 190 sqft |
| 2nd Floor Area | 1,796 sqft |
| Upper Floors Area | 462 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,552 sqft (0.15 acres) |
| Lot Dimensions | 129 ft deep x 50.5 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 146 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0556263064 |
|---|---|
| Street Address | 1708 PASSAGE KEY LN |
| City | RUSKIN |
| State | FL |
| Zip | 33570-7637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BAYRIDGE LOT 102 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 04 |
| Legal Subdivision | BAYRIDGE |
| Legal Lot Number | 102 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 14122 |
1708 Passage Key Ln is owned and occupied by two individuals who bought it in October 2024.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1708 PASSAGE KEY LN, RUSKIN, FL 33570-7637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jan 2, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on File |
| Deed Sale | Oct 18, 2024 · Amount on File |
| Prior Sale | Jan 2, 2018 · Amount on File |
| Deed Document Number | 2024428637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 2, 2026 |
| Property Address | 1708 PASSAGE KEY LN, RUSKIN, FL 33570-7637 |
| Document Number | 0000255489 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 2026255489 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1708 PASSAGE KEY LN, RUSKIN, FL 33570-7637 |
| Document Number | 0000255489, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 2026255489 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Nov 1, 2054 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 2, 2018 |
| Property Address | 1708 PASSAGE KEY LN, RUSKIN, FL 33570-7637 |
| Document Number | 0254630936 |
| Book / Page | 025463 / 000936 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 748 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,722.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1708 PASSAGE KEY LN RUSKIN FL 335707637, RUSKIN, FL 33570-7637 |
| Document Number | 254630938 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 025463/000938 |
| Instrument | 749 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 1708 Passage Key Ln was $5,708 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,047 (-6.17%) Land $75,296 Building $211,751 | $287,047 (-6.17%) Land $75,296 Building $211,751 | |
| 2025 | $5,708.00 Homeowner's exemption | $305,929 Land $88,391 Building $217,538 | $305,929 Land $88,391 Building $217,538 |
| 2023 | $5,493.00 (+10.48%) | $303,842 (+12.7%) Land $85,117 Building $218,725 | $303,842 (+12.7%) Land $85,117 Building $218,725 |
| 2022 | $4,972.00 | $269,602 Land $58,927 Building $210,675 | $269,602 Land $58,927 Building $210,675 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1708 Passage Key Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 239 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 239 in force |
| Nearby Flood Claims | 11 (1982–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1708 Passage Key Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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