1708 Norfolk Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1708 Norfolk Ave, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,079 sqft · built 1942
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$157,900 (Jun 2010)
Tax Bill$6,765 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 59.6-1-12

Property Details

APN / Parcel Number

Primary APN422800 59.6-1-12
Alternative APN
  • 280005900600010120000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,079 sqft Total Area
1st Floor Area1,188 sqft
Upper Floors Area891 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1970
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions133 ft deep x 67 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1708 NORFOLK AVE
CitySCHENECTADY
StateNY
Zip12303-2115
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeB-2
Legal DescriptionR,G JOSEPH D AMOROSO JR TOWNLEY BROS - 42 2.-181-23
Legal Block1
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1016
Census Tract33300

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1708 NORFOLK AVE, SCHENECTADY, NY 12303-2115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage
THE FIRST NEW YORK FCU
Jan 25, 2022Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2010 · Amount on Record
Deed SaleJun 24, 2010 · Amount on Record
Prior SaleJun 24, 2010 · Amount on Record
Deed Book / Page1822 / 552
Prior Transfer DateFeb 8, 2008
Prior Transfer Doc1776000576
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1708 NORFOLK AVE, SCHENECTADY, NY 12303-2115
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1708 NORFOLK AVE, SCHENECTADY, NY 12303-2115

Mortgage

Document Number0000038408
DateAug 10, 2021
Book Page5129/108
Instrument202138408
Lender
NameTHE FIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1708 NORFOLK AVE, SCHENECTADY, NY 12303-2115
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004167
DateJan 25, 2022
Book Page5193/945
Instrument202204167
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 24, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,765.00$185,000 (-) Land $9,500 Building $175,500$284,600 (+16.93%) Land $14,615 Building $269,985
2023$185,000 Land $9,500 Building $175,500$243,400 Land $12,499 Building $230,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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