1708 Needle Palm Dr, Edgewater, FL 32132 Property Records

Volusia County property record for 1708 Needle Palm Dr, Edgewater, FL 32132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1988
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$150,000 (Nov 2015)
Tax Bill	$781 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-01-4970`

Property Details

APN / Parcel Number

Primary APN	`8402-01-01-4970`
Alternative APNs	`34180201014970` `02183401014970` `3910915.0` `3910915`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,449 sqft Living Area
Gross Area	1,767 sqft
1st Floor Area	1,449 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	318 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	30 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3910915
Street Address	1708 NEEDLE PALM DR
City	EDGEWATER
State	FL
Zip	32132-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R1B
Legal Description	LOTS 1497 & 1498 BLK 60 FLORIDA SHORES NO 3 MB 23 PG 83 PER OR 4363 PG 3751 PER OR 5529 PG 0146 PER OR 5553 PG 2920
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	60
Legal Lot Number	1497
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1043
Census Tract	83009

Owner

1708 Needle Palm Dr is owner-occupied and held in a trust since November 2015.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1708 NEEDLE PALM DR, EDGEWATER, FL 32132-3320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2015 · Amount on File
Deed Sale	Nov 10, 2015 · Amount on File
Prior Sale	Apr 11, 2005 · Amount on File
Deed Document Number	2015209420
Deed Book / Page	7183 / 3890
Prior Transfer Date	May 13, 2005
Prior Transfer Doc	0055532920
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1708 NEEDLE PALM DR, EDGEWATER, FL 32132-3320
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 NEEDLE PALM DR, EDGEWATER, FL 32132-3320

Mortgage

Document Number	0082210757
Date	Mar 16, 2022
Book Page	8221/757
Instrument	2022062277

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1708 Needle Palm Dr was $781 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,975 (+2.7%)	$236,890 (+1.1%) Land $54,000 Building $182,890
2025	$781.00 Homeowner's exemption	$83,715	$234,311 Land $54,000 Building $180,311
2023	$731.00 (+5.03%) Homeowner's exemption	$78,987 (+3%)	$231,298 (+16.84%) Land $34,000 Building $197,298
2022	$696.00 Homeowner's exemption	$76,686	$197,963 Land $29,600 Building $168,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1708 Needle Palm Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	31 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Oct 2022 · 6 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1708 Needle Palm Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20