1708 Mud St, Concord, VA 24538 Property Records

Campbell County property record for 1708 Mud St, Concord, VA 24538

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,280 sqft · built 2003
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Jan 2026)
Tax Bill	$777 (2026)
Deeds & Mortgages	Jan 2026 Sale May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0500-0A000-038-B`

Property Details

APN / Parcel Number

Primary APN	`0500-0A000-038-B`
Alternative APNs	`0010034973` `50-A-38B` `10034973`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Type	Gable
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	10034973
Street Address	1708 MUD ST
City	CONCORD
State	VA
Zip	24538-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	NR SPRING MILL
Jurisdiction	CAMPBELL VA
Township / Civil Division	BROOKNEAL
Census Block Group	1
Census Block	1002
Census Tract	20900

Owner

1708 Mud St is owned and occupied by an individual who bought it in January 2026.

Source: Campbell County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1708 MUD ST, CONCORD, VA 24538-2456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Bargain and Sale Deed, Transfer ACCOMODATION, ACCOMMODATION
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Deed Document Number	2026115
Record Updated	Sep 20, 2026

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAMPBELL VA
Recording Date	Jan 8, 2026
Property Address	1708 MUD ST, CONCORD, VA 24538-2456
Document Number	0260000115
Map Reference	DOC 30010566
Instrument Date	Jan 6, 2026
Instrument	260000115
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$217.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 MUD ST, CONCORD, VA 24538-2456

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	May 3, 2023
Property Address	1708 MUD ST, CONCORD, VA 24538-2456
Document Number	0230002005
Instrument Date	Apr 25, 2023
Instrument	230002005
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 MUD ST, CONCORD, VA 24538-2456

Mortgage

Document Number	0230002006
Date	May 3, 2023
Instrument	230002006

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1708 Mud St was $777.

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$777.00	$172,800 (-) Land $26,000 Building $146,800	$172,800 Land $26,000 Building $146,800
2025	$777.00	$172,800 Land $26,000 Building $146,800
2023	$777.00	$172,800 Land $26,000 Building $146,800	$172,800 Land $26,000 Building $146,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1708 Mud St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1708 Mud St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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