1708 Morningside Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 1708 Morningside Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,321 sqft · built 1968
Lot Size	0.321 acres (14,006 sqft)
Owner	Individual Name on Record
Last Sale	$270,621 (Nov 2018)
Tax Bill	$5,414 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3335-00080`

Property Details

APN / Parcel Number

Primary APN	`010-3335-00080`
Alternative APN	`1062952`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,321 sqft Gross Area
1st Floor Area	1,321 sqft
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Lot Area	14,006 sqft (0.321 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	132 sqft
Storage Building	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1062952
Street Address	1708 MORNINGSIDE AVE
City	DULUTH
State	MN
Zip	55803-2136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0008 BLOCK:001 SERIAL #
Legal Subdivision	MORNINGSIDE DIV RICHARDS ADD D
Legal Block	1
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2004
Census Tract	500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1708 MORNINGSIDE AVE, DULUTH, MN 55803-2136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Dec 8, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Aug 20, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN NBRHD MTG ACCPTNC
Nov 30, 2018	Warranty Deed, Transfer · Conventional with PMI ALERUS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	20181005535
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1708 MORNINGSIDE AVE, DULUTH, MN 55803-2136
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 MORNINGSIDE AVE, DULUTH, MN 55803-2136

Mortgage

Document Number	0001064656
Date	Dec 20, 2022
Instrument	1064656

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	11.7%
Index	Prime Rate
Max Rate	14.7%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1708 MORNINGSIDE AVE, DULUTH, MN 55803-2136
Document Number	00T1034200
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 MORNINGSIDE AVE DULUTH MN 558032136, DULUTH, MN 55803-2136

Mortgage

Document Number	00T1034200
Date	Dec 24, 2020
Instrument	T1034200

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1708 MORNINGSIDE AVE, DULUTH, MN 55803-2136
Document Number	00T1014458
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 MORNINGSIDE AVE DULUTH MN 558032136, DULUTH, MN 55803-2136

Mortgage

Document Number	00T1014458
Date	Aug 30, 2019
Instrument	T1014458

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 30, 2018
Property Address	1708 MORNINGSIDE AVE, DULUTH, MN 55803-2136
Document Number	00T1005535
Instrument Date	Nov 7, 2018
Instrument	T1005535
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$893.05
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 MORNINGSIDE AVE DULUTH MN 558032136, DULUTH, MN 55803-2136

Mortgage

Document Number	T1005536
Date	Nov 30, 2018
Instrument	T1005536

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,414.00 (+4.72%) Homeowner's exemption
2025	$5,170.00 (+2.01%) Homeowner's exemption	$412,100 (+6.4%) Land $69,400 Building $342,700	$412,100 (+6.4%) Land $69,400 Building $342,700
2024	$5,068.00	$387,300 (+12.98%) Land $64,700 Building $322,600	$387,300 (+12.98%) Land $64,700 Building $322,600
2022		$342,800 Land $48,200 Building $294,600	$342,800 Land $48,200 Building $294,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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