Flathead County property record for 1708 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,149 sqft · built 2019 |
| Lot Size | 20.5 acres (896,900 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,514 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R839839 |
| Primary APN | R839839 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,149 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Attic | Attic |
| Attic Area | 173 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 896,900 sqft (20.5 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 544 sqft |
| Deck Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000015541 |
|---|---|
| Street Address | 1708 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-9089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S36, T28 N, R21 W, ACRES 20.59, COS 20812-A, TR 4DBA IN N2SE4, ASSR #0000015541 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 36 |
| Legal Subdivision | CERTIFICATE OF SURVYE NO 20812 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1401 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1708 LOWER VALLEY RD, KALISPELL, MT 59901-9089 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING |
| Oct 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 27, 2026 |
| Property Address | 1708 LOWER VALLEY RD, KALISPELL, MT 59901-9089 |
| Document Number | 0000008464 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20268464 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FPT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1708 LOWER VALLEY RD, KALISPELL, MT 59901-9089 |
| Document Number | 0000008464, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20268464 |
| Name | CORNERSTONE HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1708 LOWER VALLEY RD, KALISPELL, MT 59901-9089 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900027788 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 201900027788 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1708 LOWER VALLEY RD, KALISPELL, MT 59901-9089 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 202000011772 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 202000011772 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,514.00 (-41.52%) | $736,492 (+25.33%) | |
| 2025 | $736,492 (+25.33%) Land $21,122 Building $715,370 | ||
| 2023 | $4,299.00 | $587,628 | $587,628 Land $20,338 Building $567,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
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