McLennan County property record for 1708 Live Oak Valley Cir, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,297 sqft · built 1974 |
| Lot Size | 0.291 acres (12,664 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,400 (Feb 2019) |
| Tax Bill | $7,608 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-027407-001000-3 |
| Primary APN | 48-027407-001000-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,297 sqft Living Area |
| Gross Area | 2,757 sqft |
| 1st Floor Area | 2,297 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,664 sqft (0.291 acres) |
| Lot Dimensions | 125 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,119 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Patio Area | 187 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1708 LIVE OAK VALLEY CIR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LIVE OAK VALLEY LOT 10 BLOCK A ACRES .2907 |
| Legal Subdivision | LIVE OAK VALLEY |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 2501 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1708 LIVE OAK VALLEY CIR, WACO, TX 76710-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GSB MORTGAGE INC |
| Feb 27, 2019 | Vendor's Lien, Transfer FIRST NATIONAL BANK OF CENTRAL TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2019 · Amount on Record |
| Deed Sale | Feb 27, 2019 · Amount on Record |
| Deed Document Number | 20196206 |
| Prior Transfer Date | Feb 25, 2019 |
| Prior Transfer Doc | 0000006206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1708 LIVE OAK VALLEY CIR, WACO, TX 76710-1039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032768 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020032768 |
| Name | GSB MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | GRAPEVINE, TX 76051 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 27, 2019 |
| Property Address | 1708 LIVE OAK VALLEY CIR, WACO, TX 76710-1039 |
| Document Number | 0000006206 |
| Map Reference | VOL 1099 PG 610 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 2019006206 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10924 N SAINT GEORGES LOOP, 10924, TUCSON, AZ 85737-8925 |
| Name | Verified Name |
|---|---|
| Address | 1708 LIVE OAK VALLEY CIR, WACO, TX 76710-1039 |
| Document Number | 0000006207 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 2019006207 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 26, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Max Rate | 10.7% |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,321 (-6.23%) Land $44,452 Building $272,869 | $317,321 (-6.5%) Land $44,452 Building $272,869 | |
| 2025 | $7,608.00 (+19.6%) | $338,400 (+2%) Land $40,400 Building $298,970 | $339,370 (+20.34%) Land $40,400 Building $298,970 |
| 2024 | $6,361.00 (+0.62%) | ||
| 2023 | $282,000 Land $35,080 Building $246,920 | $282,000 Land $35,080 Building $246,920 | |
| 2022 | $6,322.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2007–2018) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures