1708 Lapis Cir, Waco, TX 76708 Property Records

McLennan County property record for 1708 Lapis Cir, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,056 sqft · built 1985
Lot Size0.373 acres (16,261 sqft)
OwnerIndividual Name on Record
Tax Bill$3,743 (2024)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN140398010009008

Property Details

APN / Parcel Number

Primary APN140398010009008
Alternative APNs
  • 1403980100090080111
  • 103214

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,056 sqft Living Area
1st Floor Area2,056 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1997
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area16,261 sqft (0.373 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeAttached
Garage Area446 sqft
DrivewayDriveway
Driveway Area540 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area340 sqft
Patio Area312 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number103214
Old Parcel Number1403980100090080111
Street Address1708 LAPIS CIR
CityWACO
StateTX
Zip76708-9724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionHIGHLAND WOODS LOT 9 BLOCK 1 ACRES .3733
Legal SubdivisionHIGHLAND WOODS
Legal Block1
Legal Lot Number9
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2057
Census Tract4104

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1708 LAPIS CIR, WACO, TX 76708-9724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2016
Deed SaleNov 2, 2016
Deed Document Number2016036306
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1708 LAPIS CIR, WACO, TX 76708-9724
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027551
DateJul 13, 2021
Instrument2021027551
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term305 Months
DueDec 1, 2046

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictBosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$252,088 (-5.34%) Land $43,740 Building $277,000$320,740 (+20.44%) Land $43,740 Building $277,000
2024$3,743.00 (+13.91%)
2023$266,300 Land $43,740 Building $222,560$266,300 Land $43,740 Building $222,560
2022$3,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims3 (2016–2024)
Most Recent ClaimMay 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 84% of Texas
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on Lapis Cir

Nearby Streets

Search Property Records by Address or Parcel Number