Kossuth County property record for 1708 E Elm St, Algona, IA 50511
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,116 sqft · built 1975 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Apr 2008) |
| Tax Bill | $2,554 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-01-402-004 |
| Primary APN | 22-01-402-004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| Basement Area | 1,116 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 316 sqft |
| Game Room | Game Room |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1708 E ELM ST |
|---|---|
| City | ALGONA |
| State | IA |
| Zip | 50511-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 NEAL SMITHS 3RD ADD |
| Legal Subdivision | NEAL SMITHS THIRD ADDITION TO ALGONA |
| Legal Lot Number | 6 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | ALGONA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950500 |
1708 E Elm St is owned and occupied by two individuals who bought it in April 2008.
Source: Kossuth County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1708 E ELM ST, ALGONA, IA 50511-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2008 · Amount on File |
| Deed Sale | Apr 25, 2008 · Amount on File |
| Prior Sale | Jun 22, 2007 · Amount on File |
| Deed Document Number | 20081557 |
| Deed Book / Page | 2008 / 1557 |
| Prior Transfer Date | Jun 5, 2007 |
| Prior Transfer Doc | 2007/2478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 1708 E ELM ST, ALGONA, IA 50511-2023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002208 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 0000002018/0000002208 |
| Instrument | 000000002208 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 1708 E Elm St was $2,554 with a homeowner's exemption, up 8.1% from the year before.
Source: Kossuth County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Algona City |
| County | Kossuth County |
| Unified School District | Algona Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,554.00 (+8.08%) Homeowner's exemption | $172,672 Land $23,571 Building $149,101 | |
| 2024 | $2,363.00 | ||
| 2023 | $149,413 Land $20,428 Building $128,985 | $149,413 Land $20,428 Building $128,985 | |
| 2021 | $2,825.00 | $172,672 Land $23,571 Building $149,101 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1708 E Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1708 E Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Algona Municipal Utilities Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, Verizon.
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