Clay County property record for 1708 Covington Ln, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,182 sqft · built 2003 |
| Lot Size | 0.284 acres (12,384 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,500 (Mar 2020) |
| Tax Bill | $3,599 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-26-014266-029-19 |
| Primary APN | 16-05-26-014266-029-19 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,182 sqft Heated Area |
| Gross Area | 3,026 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,384 sqft (0.284 acres) |
| Garage Area | 616 sqft |
| Porch | Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1708 COVINGTON LN |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-3378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 19 COVINGTON AS REC O R 4292 PG 786 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 16 |
| Legal Subdivision | COVINGTON |
| Legal Lot Number | 19 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30707 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1708 COVINGTON LN, FLEMING ISLAND, FL 32003-3378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Mar 25, 2020 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on Record |
| Deed Sale | Mar 25, 2020 · Amount on Record |
| Prior Sale | Nov 6, 2003 · Amount on Record |
| Deed Document Number | 2020015893 |
| Deed Book / Page | 4292 / 786 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1708 COVINGTON LN, FLEMING ISLAND, FL 32003-3378 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1708 COVINGTON LN, ORANGE PARK, FL 32003-3378 |
| Document Number | 0049680998 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 4968/998 |
| Instrument | 2025043041 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1708 COVINGTON LN, FLEMING ISLAND, FL 32003-3378 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1708 COVINGTON LN, FLEMING ISLAND, FL 32003-3378 |
| Document Number | 0045821922 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 4582/1922 |
| Instrument | 2022016489 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 25, 2020 |
| Property Address | 1708 COVINGTON LN, FLEMING ISLAND, FL 32003-3378 |
| Document Number | 0042920786 |
| Book / Page | 004292 / 000786 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 15893 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,929.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1708 COVINGTON LN FLEMING ISLAND FL 320033378, FLEMING ISLAND, FL 32003-3378 |
| Document Number | 42920791 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 004292/000791 |
| Instrument | 15896 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 24, 2050 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,599.00 (-33.43%) Homeowner's exemption | $276,151 (+5.99%) | $381,849 (+3.56%) Land $60,000 Building $321,849 |
| 2023 | $5,406.00 (+5.03%) Homeowner's exemption | $260,553 (+3%) | $368,711 (+8.75%) Land $60,000 Building $308,711 |
| 2022 | $5,147.00 Homeowner's exemption | $252,965 | $339,033 Land $50,000 Building $289,033 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures