1708 Cotton Patch Rd SW, Shallotte, NC 28470 Property Records

Brunswick County property record for 1708 Cotton Patch Rd SW, Shallotte, NC 28470

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,078 sqft · built 2002
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on Record
Last Sale	$22,000 (Aug 2001)
Tax Bill	$914 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230PC015`

Property Details

APN / Parcel Number

Primary APN	`230PC015`
Alternative APNs	`108619606229` `80074887`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,078 sqft Heated Area
1st Floor Area	1,078 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,716 sqft (0.246 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80074887
Street Address	1708 COTTON PATCH RD SW
City	SHALLOTTE
State	NC
Zip	28470-5553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	L-13 S-2 PT WINDWARD PLAT 13/53
Legal Subdivision	POINT WINDWARD II SUBDIVISION
Legal Lot Number	13
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	2
Census Block	2019
Census Tract	20511

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1708 COTTON PATCH RD SW, SHALLOTTE, NC 28470-5553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Aug 17, 2018	Warranty Deed, Transfer LOCAL GOV'T EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2001 · Amount on Record
Deed Sale	Aug 1, 2001 · Amount on Record
Deed Book / Page	1494 / 1389
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	1708 COTTON PATCH RD SW, SHALLOTTE, NC 28470-5553
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	AEG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048000499
Date	Feb 21, 2022
Book Page	4800/499

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	OCEAN ISLE BEACH, NC 28469

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	1708 COTTON PATCH RD SW, SHALLOTTE, NC 28470-5553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044330098
Date	Sep 3, 2020
Book Page	4433/98

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 17, 2018
Property Address	1708 COTTON PATCH RD SW, SHALLOTTE, NC 28470-5553
Document Number	0040951103
Book / Page	004095 / 001103
Instrument Date	Aug 9, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 COTTON PATCH RD SW SHALLOTTE NC 284705553, SHALLOTTE, NC 28470-5553

Mortgage

Document Number	40951106
Date	Aug 17, 2018
Book Page	004095/001106

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,680 (-) Land $24,000 Building $184,680	$208,680 (-) Land $24,000 Building $184,680
2025	$914.00	$208,680 (-) Land $24,000 Building $184,680	$208,680 (-) Land $24,000 Building $184,680
2023		$208,680 Land $24,000 Building $184,680	$208,680 Land $24,000 Building $184,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	24 (1989–2020)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Isaias, Aug 2020 · 3 claims Hurricane Florence, Sep 2018 · 5 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK COUNTY WATER SYSTEM serves 151,357 people · EPA ID NC0410045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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