1708 Coconut Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 1708 Coconut Ln, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,589 sqft · built 1972
Lot Size	0.226 acres (9,828 sqft)
Owner	2 Company Names on Record
Last Sale	$480,000 (May 2007)
Tax Bill	$8,267 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`400-343-04-00`

Property Details

APN / Parcel Number

Primary APN	`400-343-04-00`
Alternative APN	`4003406800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,589 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	9,828 sqft (0.226 acres)
Lot Dimensions	130 ft deep x 155 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	4003406800
Street Address	1708 COCONUT LN
City	EL CAJON
State	CA
Zip	92021-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 16 LOT 20 (EX ELY 200 FT)SLY 103 FT OF NLY 516 FT OF TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON
Legal Tract	DB0170PG
Legal Block	16
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	16401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1708 COCONUT LN, EL CAJON, CA 92021-1503
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Intrafamily Transfer, Transfer
Feb 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage USE CU
Jun 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage USE CREDIT UNION
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY & STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2007 · Amount on Record
Deed Sale	May 31, 2007 · Amount on Record
Prior Sale	Mar 21, 1983 · Amount on Record
Deed Document Number	2007368169
Last Transfer Date	Nov 24, 2009
Transfer Doc	0000663667
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2025
Property Address	1708 COCONUT LN, EL CAJON, CA 92021-1503
Document Number	0000275778
Map Reference	MB 170 PG 71
Instrument Date	Sep 30, 2025
Instrument	2025-0275778
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1708 COCONUT LN, EL CAJON, CA 92021-1503

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1708 COCONUT LN, EL CAJON, CA 92021-1503
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 COCONUT LN, EL CAJON, CA 92021-1503

Mortgage

Document Number	0000037513
Date	Feb 14, 2024
Instrument	2024-0037513

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2044

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1708 COCONUT LN, EL CAJON, CA 92021-1503
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 COCONUT LN, EL CAJON, CA 92021-1503

Mortgage

Document Number	0000019855
Date	Jan 13, 2022
Instrument	2022-0019855

Lender

Name	USE CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1708 COCONUT LN, EL CAJON, CA 92021-1503
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000237797
Date	Jun 12, 2018
Instrument	2018-0237797

Lender

Name	USE CREDIT UNION
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1708 COCONUT LN, EL CAJON, CA 92021-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164277
Date	Apr 1, 2020
Instrument	2020-0164277

Lender

Name	UNIVERSITY & STATE EMPLOYEES CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,914 (+2%) Land $375,785 Building $280,129
2025	$8,267.00 (+3.47%) Homeowner's exemption	$643,054 (+4.04%) Land $368,417 Building $274,637
2023	$7,990.00 (+1.93%) Homeowner's exemption	$618,085 Land $354,112 Building $263,973
2022	$7,839.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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