James City County property record for 1708 Centennial Dr, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,694 sqft · built 2005 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Sep 2025) |
| Tax Bill | $3,601 (2019) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-4 06-0-0003 |
| Primary APN | 03-4 06-0-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,694 sqft Living Area |
| Gross Area | 4,892 sqft |
| Basement Area | 1,598 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 131,116 sqft (3.01 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 212 sqft |
| Deck Area | 294 sqft |
| Patio Area | 294 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 26666 |
|---|---|
| Street Address | 1708 CENTENNIAL DR |
| City | TOANO |
| State | VA |
| Zip | 23168-8937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 GENERAL AGRICULTURE |
| Legal Description | L-3 PH-1 S-3 THE RETREAT |
| Legal Subdivision | THE RETREAT |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 80403 |
1708 Centennial Dr is owned and occupied by an individual who bought it in September 2025.
Source: James City County records, as of October 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1708 CENTENNIAL DR, TOANO, VA 23168-8937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on File |
| Deed Sale | Sep 3, 2025 · Amount on File |
| Prior Sale | Mar 3, 2005 · Amount on File |
| Deed Document Number | 202512697 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Sep 3, 2025 |
| Property Address | 1708 CENTENNIAL DR, TOANO, VA 23168-8937 |
| Document Number | 0202512697 |
| Map Reference | DOC 020023583 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 202512697 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1708 CENTENNIAL DR, TOANO, VA 23168-8937 |
| Document Number | 0202512698 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 202512698 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $548,100 Land $99,800 Building $448,300 | $548,100 Land $99,800 Building $448,300 | |
| 2023 | $467,700 Land $95,000 Building $372,700 | $467,700 Land $95,000 Building $372,700 | |
| 2019 | $3,601.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1708 Centennial Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1708 Centennial Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RETREAT (JCSA) serves 139 people · EPA ID VA3095760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | JCSA - CENTRAL SYSTEM |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
5G (outdoors only) and 4G LTE
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