Clay County property record for 1708 Bridled Tern Ct, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,194 sqft · built 1995 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,500 (Sep 2011) |
| Tax Bill | $2,689 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Oct 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-04-26-013196-008-33 |
| Primary APN | 28-04-26-013196-008-33 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,194 sqft Living Area |
| Gross Area | 2,780 sqft |
| 1st Floor Area | 2,194 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,759 sqft (0.247 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1708 BRIDLED TERN CT |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 33 PACE ISLAND UNIT 14 AS REC OR 3341 PG 1760 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 28 |
| Legal Subdivision | PACE ISLAND UNIT 14 |
| Legal Lot Number | 33 |
| Legal Unit | 14 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30705 |
1708 Bridled Tern Ct is owned and occupied by two individuals who bought it in September 2011.
Source: Clay County records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1708 BRIDLED TERN CT, ORANGE PARK, FL 32003-7237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Oct 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2011 · Amount on File |
| Deed Sale | Sep 26, 2011 · Amount on File |
| Prior Sale | Jun 28, 2002 · Amount on File |
| Deed Document Number | 201148662 |
| Deed Book / Page | 3341 / 1760 |
| Prior Transfer Date | Jan 5, 2009 |
| Prior Transfer Doc | 0030750957 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 21, 2025 |
| Property Address | 1708 BRIDLED TERN CT, FLEMING ISLAND, FL 32003-7237 |
| Document Number | 0049900062 |
| Book / Page | 4990 / 62 |
| Map Reference | MB 26 PG 34 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025055048 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2058 COUNTY ROAD 209B, GREEN COVE SPRINGS, FL 32043-9450 |
| Name | Verified Name |
|---|---|
| Address | 1708 BRIDLED TERN CT, FLEMING ISLAND, FL 32003-7237 |
| Document Number | 0000499064 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 4990/64 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1708 BRIDLED TERN CT, FLEMING ISLAND, FL 32003-7237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042461095 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 4246/1095 |
| Instrument | 2019058011 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 29, 2029 |
The 2025 property tax bill for 1708 Bridled Tern Ct was $2,689 with a homeowner's exemption, up 4.9% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,689.00 (+4.92%) Homeowner's exemption | $216,458 | $373,630 Land $65,000 Building $308,630 |
| 2024 | $2,563.00 (-9.31%) | ||
| 2023 | $2,826.00 (+7.58%) Homeowner's exemption | $204,232 (+3%) | $368,044 (+17.93%) Land $65,000 Building $303,044 |
| 2022 | $2,627.00 Homeowner's exemption | $198,284 | $312,076 Land $50,000 Building $262,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1708 Bridled Tern Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 180 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 36 (2012–2022) |
| Claims Outside the SFHA | 5 of 36 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1708 Bridled Tern Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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