Clay County property record for 1708 9th Ave E, Spencer, IA 51301 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,404 sqft · built 1969 |
| Lot Size | 0.212 acres (9,270 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,500 (Jun 1988) |
| Tax Bill | $2,876 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 963607231002 |
| Primary APN | 963607231002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Basement Area | 1,404 sqft |
| Finished Basement | 500 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,270 sqft (0.212 acres) |
| Deck Area | 300 sqft |
| Patio Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Water Source | Commercial |
| Old Parcel Number | 64096360723100200 |
|---|---|
| Street Address | 1708 9TH AVE E |
| City | SPENCER |
| State | IA |
| Zip | 51301-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 4 BALDWIN HEIGHTS |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | BALDWIN HEIGHTS |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 80200 |
Source: Clay County records · APN 963607231002
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1292, SPENCER, IA 51301-1292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 1988 · Amount on Record |
| Deed Sale | Jun 16, 1988 · Amount on Record |
| Deed Document Number | 0000D3 394 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 1708 9TH AVE E, SPENCER, IA 51301-4612 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/2177 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 2020/2177 |
| Instrument | 2020 2177 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 24, 2025 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $206,550 (+8.78%) Land $32,400 Building $174,150 | $206,550 (+8.78%) Land $32,400 Building $174,150 | |
| 2024 | $2,876.00 (+6.99%) | ||
| 2023 | $189,870 (+17.61%) Land $25,920 Building $163,950 | $189,870 (+17.61%) Land $25,920 Building $163,950 | |
| 2022 | $2,688.00 Homeowner's exemption | $161,440 Land $25,920 Building $135,520 | |
| 2021 | $161,440 Land $25,920 Building $135,520 |
Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 363 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spencer Municipal Communications Utility | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group, Verizon, LTD Broadband, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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