17077 Ferry Rd, Athens, AL 35611 Property Records

Limestone County property record for 17077 Ferry Rd, Athens, AL 35611

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,465 sqft · built 1976
Owner	Individual Name on File
Tax Bill	$487 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1106130003038000`

Property Details

APN / Parcel Number

Primary APN	`1106130003038000`
Alternative APNs	`11101975` `20989`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,465 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Dimensions	157 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	11101975
Street Address	17077 FERRY RD
City	ATHENS
State	AL
Zip	35611-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERRY RD SD LOT 4 BLK 2 SEC 13 3 5N
Legal Subdivision	FERRY ROAD
Legal Block	2
Legal Lot Number	4
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3049
Census Tract	20402

Owner

17077 Ferry Rd is owned and occupied by an individual who acquired it in April 2005.

Source: Limestone County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	17077 FERRY RD, ATHENS, AL 35611-7018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Apr 19, 2005	Deed of Trust, Mortgage FAMILY SECURITY CREDIT UNION
Jul 2, 2007	Deed of Trust, Mortgage COUNTRYWIDE BANK FSB
Jun 24, 2013	Deed of Trust, Mortgage QR LENDING
Aug 3, 2009	Deed of Trust, Mortgage BANK OF AMERICA NA
Apr 18, 2005	Warranty Deed, Transfer FAMILY SECURITY CREDIT UNION
Feb 22, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2005
Deed Sale	Apr 18, 2005
Prior Sale	Feb 22, 2005
Deed Document Number	0200520909
Deed Book / Page	2005 / 20909
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	17077 FERRY RD, ATHENS, AL 35611-7018
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/4909
Date	Jan 12, 2021
Book Page	2021/4909

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	17077 FERRY RD, ATHENS, AL 35611-7018
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005/21028
Date	Apr 19, 2005
Book Page	2005/21028

Lender

Name	FAMILY SECURITY CREDIT UNION

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2020

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	17077 FERRY RD, ATHENS, AL 35611-7018
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007/46955
Date	Jul 2, 2007
Book Page	2007/46955

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	1199 N FAIRFAX ST ALEXANDRIA VA 22314

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	17077 FERRY RD, ATHENS, AL 35611-7018
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2013/41561
Date	Jun 24, 2013
Book Page	2013/41561

Lender

Name	QR LENDING
Type	Lending Institution
Address	555 ZOR SHRINE PL SUITE 100 MADISON WI 53719

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2028

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	17077 FERRY RD, ATHENS, AL 35611-7018
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009/48397
Date	Aug 3, 2009
Book Page	2009/48397

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Term	239 Months
Due	Jul 1, 2029

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Apr 18, 2005
Property Address	17077 FERRY RD, ATHENS, AL 35611-7018
Document Number	2005/20909
Book / Page	2005 / 20909
Instrument Date	Apr 15, 2005
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005/20910
Date	Apr 18, 2005
Book Page	2005/20910

Lender

Name	FAMILY SECURITY CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2035

February 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	LIMESTONE AL
Recording Date	Feb 22, 2005
Property Address	17077 FERRY RD, ATHENS, AL 35611-7018
Document Number	02005/9481
Book / Page	2005 / 9481
Instrument Date	Feb 11, 2005
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 17077 Ferry Rd was $487 with a homeowner's exemption, up 11.4% from the year before.

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$487.00 (+11.44%) Homeowner's exemption	$17,000 (+3.91%)	$169,800 (+3.85%) Land $18,200 Building $151,600
2024	$437.00 (-6.42%) Homeowner's exemption	$16,360 (-)	$163,500 (-) Land $17,400 Building $146,100
2023	$467.00 (+22.89%) Homeowner's exemption	$16,360 (+21.73%)	$163,500 (+21.65%) Land $17,400 Building $146,100
2022	$380.00 Homeowner's exemption	$13,440	$134,400 Land $17,400 Building $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17077 Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17077 Ferry Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Chlorine dioxide resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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