1707 W Main St, Jefferson City, MO 65109 Property Records

Cole County property record for 1707 W Main St, Jefferson City, MO 65109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,121 sqft · built 1920
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on File
Tax Bill	$808 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-01-0003-011-002`

Property Details

APN / Parcel Number

Primary APN	`10-01-01-0003-011-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,121 sqft Living Area
1st Floor Area	1,121 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Historical
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	199 ft deep x 53 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1707 W MAIN ST
City	JEFFERSON CITY
State	MO
Zip	65109-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	PT SW BEG 53 E OF NE COR LOT 12 VISTA PLACE E 53 S 198.75 W 53 N TO POB
Legal Range	12W
Legal Township	44N
Legal Section	01
Legal Lot Number	12
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2003
Census Tract	10902

Owner

1707 W Main St is owned and occupied by two individuals who acquired it in March 2021.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1707 W MAIN ST, JEFFERSON CITY, MO 65109-1281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MISSOURI CREDIT UNION
Sep 19, 2017	Deed of Trust, Mortgage CENTRAL TRUST BANK
Mar 10, 2021	Warranty Deed, Transfer · Stand-Alone Refinance MISSOURI CREDIT UNION
Mar 11, 2021	Deed, Transfer
Sep 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021
Deed Sale	Mar 11, 2021
Prior Sale	Mar 10, 2021 · Amount on File
Deed Document Number	20212935
Deed Book / Page	723 / 50
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1707 W MAIN ST, JEFFERSON CITY, MO 65109-1281
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000722/908
Date	Mar 10, 2021
Book Page	722/908
Instrument	20212791

Lender

Name	MISSOURI CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1707 W MAIN ST, JEFFERSON CITY, MO 65109-1281
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000680/0000000539
Date	Sep 19, 2017
Book Page	0000000680/0000000539
Instrument	201709169

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	340 Months
Due	Jan 1, 2046

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Mar 10, 2021
Property Address	1707 W MAIN ST, JEFFERSON CITY, MO 65109-1281
Document Number	722/907
Book / Page	722 / 907
Instrument Date	Mar 5, 2021
Instrument	20212790
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 W MAIN ST, JEFFERSON CITY, MO 65109-1281
Investor	Possibly a Property Investor

Mortgage

Document Number	722/908
Date	Mar 10, 2021
Book Page	722/908
Instrument	20212791

Lender

Name	MISSOURI CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COLE MO
Recording Date	Mar 11, 2021
Property Address	1707 W MAIN ST, JEFFERSON CITY, MO 65109-1281
Document Number	723/50
Book / Page	723 / 50
Instrument Date	Mar 5, 2021
Instrument	20212935
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 W MAIN ST, JEFFERSON CITY, MO 65109-1281

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Sep 19, 2017
Property Address	1707 W MAIN ST, JEFFERSON CITY, MO 65109-1281
Document Number	680/538
Book / Page	680 / 538
Instrument Date	Sep 15, 2017
Instrument	201709168
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 W MAIN ST, JEFFERSON CITY, MO 65109-1281

Tax Assessment & Valuation

The 2025 property tax bill for 1707 W Main St was $808.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,530 (-) Land $3,420 Building $10,110
2025	$808.00	$13,530 Land $3,420 Building $10,110	$71,200 Land $18,000 Building $53,200
2023		$12,370 Building $12,370	$65,100 Land $18,000 Building $47,100
2022	$740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1707 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1707 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JEFFERSON CITY DISTRICT private · serves 30,075 people · EPA ID MO3010409
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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