Osceola County property record for 1707 W Acres Dr, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,424 sqft · built 1972 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,723 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 83637 |
| Primary APN | 83637 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,424 sqft Heated Area |
| Gross Area | 2,560 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 135 ft deep x 107 ft wide |
| Garage Type | Mixed |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 452 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 83637 |
|---|---|
| Street Address | 1707 W ACRES DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS3 |
| Legal Description | WEST ACRES PB 1 PG 432 LOT 21 & S 1/2 LOT 22 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | STERLING MANOR EST/WEST ACRES |
| Legal Tract | 5450 |
| Legal Block | 1 |
| Legal Lot Number | 21-22 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 43208 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1707 W ACRES DR, SAINT CLOUD, FL 34769-4945 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB |
| Nov 1, 2018 | Warranty Deed, Transfer · VA Mortgage CAPITAL BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2025 |
| Deed Sale | May 11, 2025 |
| Deed Document Number | 0068332816 |
| Deed Book / Page | 5427 / 1824 |
| Prior Transfer Date | Nov 1, 2018 |
| Prior Transfer Doc | 2018163211 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1707 W ACRES DR, SAINT CLOUD, FL 34769-4945 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1707 W ACRES DR, SAINT CLOUD, FL 34769-4945 |
| Document Number | 0061211494 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 6121/1494 |
| Instrument | 2022001204 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 1, 2018 |
| Property Address | 1707 W ACRES DR, SAINT CLOUD, FL 34769-4945 |
| Document Number | 0054271824 |
| Book / Page | 5427 / 1824 |
| Map Reference | MB1 PG43 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018163211 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,463.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5620 LAKE LIZZIE DR LOT 18, 5620, SAINT CLOUD, FL 34771-9404 |
| Name | Verified Name |
|---|---|
| Address | 1707 W ACRES DR, SAINT CLOUD, FL 34769-4945 |
| Document Number | 2018163212 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 2018163212 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,723.00 (+21.57%) | $296,000 (+25.64%) Land $62,500 Building $233,500 | $296,000 (+25.64%) Land $62,500 Building $233,500 |
| 2023 | $3,885.00 (+11.22%) | $235,600 (+13.98%) Land $43,800 Building $191,800 | $235,600 (+13.98%) Land $43,800 Building $191,800 |
| 2022 | $3,493.00 | $206,700 Land $43,800 Building $162,900 | $206,700 Land $43,800 Building $162,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures