1707 Lakeview Dr, Monroe, NC 28112 Property Records

Union County property record for 1707 Lakeview Dr, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 2,768 sqft · built 1978
Lot Size0.976 acres (42,515 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Feb 2019)
Tax Bill$3,630 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-159-050

Property Details

APN / Parcel Number

Primary APN09-159-050

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area2,768 sqft Living Area
Gross Area3,430 sqft
1st Floor Area1,364 sqft
Basement Area682 sqft
Unfinished Basement682 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area42,515 sqft (0.976 acres)
Deck Area601 sqft
Patio Area601 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1707 LAKEVIEW DR
CityMONROE
StateNC
Zip28112-5138
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-10 MONRO
Legal Description#28 SECT I LAKEVIEW ESTATES PB5 PG183
Legal SubdivisionLAKEVIEW ESTATES
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2019
Census Tract20602

Owner

1707 Lakeview Dr, a rural home, is owned and occupied by an individual who bought it in February 2019.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1707 LAKEVIEW DR, MONROE, NC 28112-5138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed of Trust, Mortgage · Line of Credit
FOUNDERS FCU
Feb 19, 2019Warranty Deed, Transfer · ARM
FOUNDERS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2019 · Amount on File
Deed SaleFeb 19, 2019 · Amount on File
Prior SaleOct 24, 2014 · Amount on File
Deed Document Number20194058
Deed Book / Page7315 / 368
Prior Transfer DateApr 15, 2014
Prior Transfer Doc0006210083
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1707 LAKEVIEW DR, MONROE, NC 28112-5138
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008472203
DateMay 6, 2022
Book Page8472/203
Instrument16797
Lender
NameFOUNDERS FCU
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMay 5, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 19, 2019
Property Address1707 LAKEVIEW DR, MONROE, NC 28112-5138
Document Number0007315368
Book / Page7315 / 368
Map ReferenceMB 5 PG 183
Instrument DateFeb 19, 2019
Instrument0004058
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1775 EBENEZER RD, 1775, SMYRNA, SC 29743-7732

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 LAKEVIEW DR, MONROE, NC 28112-5138

Mortgage

Document Number0000004059
DateFeb 19, 2019
Instrument0004059
Lender
NameFOUNDERS FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMar 5, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateMar 5, 2026
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change6.5%
Index10-Year TN
Max Rate10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1707 Lakeview Dr was $3,630.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$415,300 (-) Land $135,000 Building $280,300$415,300 (-) Land $135,000 Building $280,300
2025$3,630.00$415,300 Land $135,000 Building $280,300$415,300 Land $135,000 Building $280,300
2023$2,877.00$263,900 Land $32,500 Building $231,400$263,900 Land $32,500 Building $231,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1707 Lakeview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1707 Lakeview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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