1707 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1707 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1960
Lot Size	0.084 acres (3,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (May 2001)
Tax Bill	$4,734 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`012-762-045-000`

Property Details

APN / Parcel Number

Primary APN	`012-762-045-000`
Alternative APN	`012-762-045`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,650 sqft (0.084 acres)
Garage Area	533 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	012-762-045
Street Address	1707 HARDING ST
City	SEASIDE
State	CA
Zip	93955-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 3 LOTS 1130 & 1132 BLK 17 EXC 2 FT EASE TO CITY
Legal Subdivision	CASA VERDE VILLAS
Legal Block	17
Legal Lot Number	1132
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2014
Census Tract	13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1707 HARDING ST, SEASIDE, CA 93955-3923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage RPM MORTGAGE INC
Nov 13, 2020	Correction Deed · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2001 · Amount on Record
Deed Sale	May 31, 2001 · Amount on Record
Prior Sale	May 14, 1999 · Amount on Record
Deed Document Number	200143720
Last Transfer Date	Nov 5, 2020
Transfer Doc	0000065827
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1707 HARDING ST, SEASIDE, CA 93955-3923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019197
Date	Apr 11, 2017
Instrument	2017019197

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 13, 2020
Property Address	1707 HARDING ST, SEASIDE, CA 93955-3923
Document Number	0000065827
Map Reference	VOL 2 PG 12
Instrument Date	Nov 5, 2020
Instrument	2020065827
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1707 HARDING ST, SEASIDE, CA 93955-3923

Mortgage

Document Number	0000065828
Date	Nov 13, 2020
Instrument	2020065828

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$428,815 (+2%) Land $230,548 Building $198,267
2025	$4,734.00 (+7.74%) Homeowner's exemption	$420,408 (+4.04%) Land $226,028 Building $194,380
2023	$4,394.00 (+1.43%) Homeowner's exemption	$404,085 Land $217,252 Building $186,833
2022	$4,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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