Allegany County property record for 1707 Frederick St, Cumberland, MD 21502
| Property Type | Office Building |
|---|---|
| Details | 2 ba · 2,640 sqft · built 1961 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-001357 |
| Primary APN | 23-001357 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,640 sqft Total Area |
| Basement Area | 1,364 sqft |
| Year Built | Built 1961 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Garage Type | Basement |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 230 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 001357 |
|---|---|
| Street Address | 1707 FREDERICK ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1037 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | 1707 FREDERICK ST 10,000 SF |
| Jurisdiction | ALLEGANY MD |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 2300 |
Source: Allegany County records, as of November 1, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1707 FREDERICK ST, CUMBERLAND, MD 21502-1037 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Unknown WESLEYAN INVESTEMENT FOUNDATION INC |
| Oct 17, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Nov 20, 2000 |
| Last Transfer Date | Oct 17, 2023 |
| Transfer Doc | 002916-0029 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 1707 FREDERICK ST, CUMBERLAND, MD 21502-1037 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002950-0257 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 2950/257 |
| Name | WESLEYAN INVESTEMENT FOUNDATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FISHERS, IN 46037 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 8, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Oct 17, 2023 |
| Property Address | 1707 FREDERICK ST, CUMBERLAND, MD 21502-1037 |
| Document Number | 002916-0029 |
| Book / Page | 2916 / 29 |
| Instrument Date | Sep 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1707 FREDERICK ST, CUMBERLAND, MD 21502-1037 |
Source: Allegany County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | Additional exemption filed | $159,400 Land $30,000 Building $129,400 | $159,400 Land $30,000 Building $129,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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