1707 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1707 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,794 sqft · built 1930
Lot Size	0.148 acres (6,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,900 (Nov 2024)
Tax Bill	$3,244 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35043.0602`

Property Details

APN / Parcel Number

Primary APN	`35043.0602`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
1st Floor Area	967 sqft
Basement Area	827 sqft
Finished Basement	827 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2019
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,457 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	104 sqft
Shed	1 Shed
Shed Area	160 sqft
Canopy	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1707 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK ADD L2 B13
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK ADD
Legal Block	13
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2020
Census Tract	1500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1707 E PROVIDENCE AVE, SPOKANE, WA 99207-4553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage WJR LLC
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILLIAM J RICHARD
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILLIAM J RICHARD
Jun 24, 2019	Warranty Deed, Transfer LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	20247384509
Prior Transfer Date	Oct 3, 1997
Prior Transfer Doc	0004149050
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 5, 2019
Property Address	1707 E PROVIDENCE AVE, SPOKANE, WA 99207-4553
Document Number	0006870998
Map Reference	VOL C PG 93
Instrument Date	Dec 5, 2019
Instrument	6870998
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG INSURED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,366.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 E PROVIDENCE AVE, SPOKANE, WA 99207-4553

Mortgage

Document Number	0006870999
Date	Dec 5, 2019
Instrument	6870999

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1707 E PROVIDENCE AVE, SPOKANE, WA 99207-4553
Document Number	0006850149
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8705 N FARMDALE ST SPOKANE WA 992089146, SPOKANE, WA 99208-9146
Investor	Possibly a Property Investor

Mortgage

Document Number	0006850149
Date	Oct 4, 2019
Instrument	6850149

Lender

Name	WJR LLC
Address	799 S STEVENS ST, SPOKANE, WA 99204-2654

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1707 E PROVIDENCE AVE, SPOKANE, WA 99207-4553
Document Number	0006819393
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8705 N FARMDALE ST SPOKANE WA 992089146, SPOKANE, WA 99208-9146

Mortgage

Document Number	0006819393
Date	Jul 3, 2019
Instrument	6819393

Lender

Name	WILLIAM J RICHARD
Address	799 S STEVENS ST, SPOKANE, WA 99204-2654

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1707 E PROVIDENCE AVE, SPOKANE, WA 99207-4553
Document Number	0006822657
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8705 N FARMDALE ST SPOKANE WA 992089146, SPOKANE, WA 99208-9146
Investor	Possibly a Property Investor

Mortgage

Document Number	0006822657
Date	Jul 16, 2019
Instrument	6822657

Lender

Name	WILLIAM J RICHARD
Address	799 S STEVENS ST # 8, SPOKANE, WA 99204-2654

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 24, 2019
Property Address	1707 E PROVIDENCE AVE, SPOKANE, WA 99207-4553
Document Number	0006816070
Map Reference	VOL C PG 93
Instrument Date	Jun 20, 2019
Instrument	6816070
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$2,497.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 E PROVIDENCE AVE, SPOKANE, WA 99207-4553
Investor	Possibly a Property Investor

Mortgage

Document Number	0006816071
Date	Jun 24, 2019
Instrument	6816071

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0006816073
Date	Jun 24, 2019
Instrument	6816073

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,244.00 (+1.6%)	$323,700 (-1.82%) Land $90,000 Building $233,700	$323,700 (-1.82%) Land $90,000 Building $233,700
2025	$3,193.00 (-1.02%)
2024		$329,700 (+25.03%) Land $65,000 Building $264,700	$329,700 (+25.03%) Land $65,000 Building $264,700
2023	$3,226.00 (+4.54%)	$263,700 Land $42,000 Building $221,700	$263,700 Land $42,000 Building $221,700
2022	$3,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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