1707 Drexel Bay Ln, Mint Hill (Charlotte), NC 28227 Property Records

Union County property record for 1707 Drexel Bay Ln, Mint Hill, NC 28227

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 3,867 sqft · built 2007
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$450,500 (Mar 2008)
Tax Bill$3,242 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-309-123

Property Details

APN / Parcel Number

Primary APN08-309-123

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,867 sqft Living Area
1st Floor Area1,981 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Lot Area17,424 sqft (0.4 acres)
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area171 sqft
Deck Area170 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1707 DREXEL BAY LN
CityCHARLOTTE
StateNC
Zip28227-7065
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 MINT
Legal Description#278 OLDE SYCAMORE PH2/MP3 OPCH860
Legal SubdivisionOLDE SYCAMORE
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group3
Census Block3010
Census Tract20203

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1707 DREXEL BAY LN, CHARLOTTE, NC 28227-7065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Deed of Trust, Mortgage · Conventional Mortgage
ADVANTAGEFIRST LENDING INC
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2008 · Amount on Record
Deed SaleMar 17, 2008 · Amount on Record
Prior SaleJul 17, 2007 · Amount on Record
Deed Document Number20089733
Deed Book / Page4838 / 21
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1707 DREXEL BAY LN, MINT HILL, NC 28227-7065
Transaction TypeMortgage
Record UpdatedJan 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 DREXEL BAY LN, CHARLOTTE, NC 28227-7065
InvestorPossibly a Property Investor

Mortgage

Document Number0008805298
DateOct 31, 2023
Book Page8805/298
Instrument26361
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressRANCHO SANTA MARGARITA, CA 92688
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1707 DREXEL BAY LN, MINT HILL, NC 28227-7065
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008165875
DateJul 12, 2021
Book Page8165/875
Instrument32622
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$680,000 (-) Land $123,000 Building $557,000$680,000 (-) Land $123,000 Building $557,000
2025$3,242.00 (+23.65%)$680,000 (+63.89%) Land $123,000 Building $557,000$680,000 (+63.89%) Land $123,000 Building $557,000
2023$2,622.00$414,900 Land $84,000 Building $330,900$414,900 Land $84,000 Building $330,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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