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1707 Carnostie Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 1707 Carnostie Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,418 sqft · built 2023
Lot Size0.109 acres (4,731 sqft)
OwnerIndividual Name on File
Last Sale$100 (Oct 2023)
Tax Bill$3,101 (2025)
Deeds & MortgagesOct 2023 Transfer
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-23-690585-001190

Property Details

APN / Parcel Number

Primary APN26-29-23-690585-001190
Alternative APN
  • 232926690585001190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,418 sqft Living Area
Gross Area1,838 sqft
1st Floor Area1,418 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area4,731 sqft (0.109 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area135 sqft

Location & Zoning

Street Address1707 CARNOSTIE RD
CityWINTER HAVEN
StateFL
Zip33884-3461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAMAR PHASE 3 PB 186 PG 41-47 LOT 119
Legal Range26E
Legal Township29S
Legal Section23
Legal SubdivisionVILLAMAR PHASE 3
Legal Phase3
Legal Block4
Legal Lot Number119
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4029
Census Tract14501

Owner

Source: Polk County records · APN 26-29-23-690585-001190

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1707 CARNOSTIE RD, WINTER HAVEN, FL 33884-3461
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Correction Deed
ATTORNEY ONLY, ATTORNEY
Sep 14, 2023Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 11, 2023 · Amount on Record
Deed SaleOct 11, 2023 · Amount on Record
Prior SaleSep 14, 2023 · Amount on Record
Deed Document Number2023239657
Deed Book / Page12868 / 1609
Record UpdatedSep 20, 2026

October 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionPOLK FL
Recording DateOct 11, 2023
Property Address1707 CARNOSTIE RD, WINTER HAVEN, FL 33884-3461
Document Number0000239657
Book / Page12868 / 1609
Map ReferenceMB 186 PG 41
Instrument DateOct 06, 2023
Instrument2023239657
Record UpdatedOct 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address5060 LUNN RD, LAKELAND, FL 33811-2619

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 CARNOSTIE RD, WINTER HAVEN, FL 33884-3461

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateSep 14, 2023
Property Address1707 CARNOSTIE RD, WINTER HAVEN, FL 33884-3461
Document Number0000216848
Book / Page12837 / 923
Map ReferenceMB 186 PG 41
Instrument DateSep 11, 2023
Instrument2023216848
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 26, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,042.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5056 LURN RD, WINTER HAVEN, FL 33881

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 CARNOSTIE RD, WINTER HAVEN, FL 33884-3461

Mortgage

Document Number0000216849
DateSep 14, 2023
Book Page12837/925
Instrument2023216849
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,101.00 (+281.9%)$209,325 (+355.05%) Land $48,000 Building $161,325$209,325 (+355.05%) Land $48,000 Building $161,325
2023$812.00 (+12.31%)$46,000 (+21.05%) Land $46,000$46,000 (+21.05%) Land $46,000
2022$723.00$38,000 Land $38,000$38,000 Land $38,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire LikelihoodAbout 1 in 176 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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