San Luis Obispo County property record for 1707 12th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1975 |
| Lot Size | 0.108 acres (4,687 sqft) |
| Owner | Company Name on File |
| Last Sale | $164,000 (Nov 1999) |
| Tax Bill | $5,508 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-532-038 |
| Primary APN | 038-532-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Lot Area | 4,687 sqft (0.108 acres) |
| Terrain | Below Road/Slope |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1707 12TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PM 17-33 PAR B |
| Legal Subdivision | PARCEL MAP COAL 74-354 |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | B |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10703 |
1707 12th St is owned by a company that acquired it in November 2023 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1707 12TH ST, LOS OSOS, CA 93402-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2024 | Intrafamily Transfer, Transfer |
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 1999 · Amount on File |
| Deed Sale | Nov 24, 1999 · Amount on File |
| Deed Document Number | 199982684 |
| Last Transfer Date | Nov 27, 2023 |
| Transfer Doc | 0000000513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 8, 2024 |
| Property Address | 1707 12TH ST, LOS OSOS, CA 93402-2205 |
| Document Number | 0000000513 |
| Map Reference | MB 17 PG 33 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2024000513 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1707 12TH ST, LOS OSOS, CA 93402-2205 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1707 12TH ST, LOS OSOS, CA 93402-2205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1707 12TH ST, LOS OSOS, CA 93402-2205 |
| Document Number | 0000045633 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020045633 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 1707 12th St was $5,508 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $257,074 (+2%) Land $117,563 Building $139,511 | |
| 2025 | $5,508.00 Homeowner's exemption | $252,034 Land $115,258 Building $136,776 |
| 2023 | $5,206.00 (+3.09%) Homeowner's exemption | $242,250 Land $110,784 Building $131,466 |
| 2022 | $5,050.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1707 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1707 12th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.
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