Culpeper County property record for 17065 Gray Rd, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,360 sqft · built 1974 |
| Lot Size | 2.88 acres (125,453 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $775,000 (May 2023) |
| Tax Bill | $1,418 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-33-A |
| Primary APN | 32-33-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 125,453 sqft (2.88 acres) |
| Porch | Porch |
| Porch Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 4217 |
|---|---|
| Street Address | 17065 GRAY RD |
| City | CULPEPER |
| State | VA |
| Zip | 22701-4664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | AUBURN |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | STEVENSBURG |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 930400 |
Source: Culpeper County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17065 GRAY RD, CULPEPER, VA 22701-4664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA COMMUNITY CREDIT UNION |
| Apr 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Jan 31, 2017 | Grant Deed, Transfer EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Prior Sale | Jan 31, 2017 · Amount on Record |
| Deed Document Number | 20231806 |
| Prior Transfer Date | Oct 29, 2014 |
| Prior Transfer Doc | 0150001193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jun 10, 2026 |
| Property Address | 17065 GRAY RD, CULPEPER, VA 22701-4664 |
| Document Number | 0000003083 |
| Instrument Date | May 29, 2026 |
| Instrument | 20263083 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DOCUMENT RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 17065 GRAY RD, CULPEPER, VA 22701-4664 |
| Document Number | 0000003083, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20263083 |
| Name | UNIVERSITY/VA COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 17065 GRAY RD, CULPEPER, VA 22701-4664 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | BLUE RIDGE TITLE & STLMNT CO |
| Name | Verified Name |
|---|
| Document Number | 0210003208 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 210003208 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jan 31, 2017 |
| Property Address | 17065 GRAY RD, CULPEPER, VA 22701-4664 |
| Document Number | 170000525 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 525 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 17065 GRAY RD CULPEPER VA 227014664, CULPEPER, VA 22701-4664 |
| Document Number | 170000526 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 526 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2047 |
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,418.00 (+0.07%) | $329,700 (+11.8%) Land $126,000 Building $203,700 | $329,700 (+11.8%) Land $126,000 Building $203,700 |
| 2024 | $1,417.00 (+4.5%) | ||
| 2023 | $1,356.00 | $294,900 Land $101,000 Building $193,900 | $294,900 Land $101,000 Building $193,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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