1706 Shore Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1706 Shore Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,422 sqft · built 1940
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$58,000 (May 1981)
Tax Bill	$3,075 (2025)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-08730707`

Property Details

APN / Parcel Number

Primary APN	`01-904-08730707`
Alternative APNs	`190408730707` `90408730707`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,422 sqft Living Area
1st Floor Area	1,678 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Porch	Open Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90408730707
Street Address	1706 SHORE DR
City	EDGEWATER
State	MD
Zip	21037-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 2751 TO 2754 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	2751
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2002
Census Tract	701103

Owner

1706 Shore Dr is owned and occupied by two individuals who bought it in May 1981.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1706 SHORE DR, EDGEWATER, MD 21037-2338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Oct 26, 2017	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 1981 · Amount on File
Deed Sale	May 26, 1981 · Amount on File
Deed Book / Page	3409 / 433
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1706 SHORE DR, EDGEWATER, MD 21037-2338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REAL ESTATE SETMNTS & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 SHORE DR, EDGEWATER, MD 21037-2338

Mortgage

Document Number	0354460105
Date	Oct 22, 2020
Book Page	35446/105

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	860 Months
Due	Jun 4, 2092

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1706 SHORE DR, EDGEWATER, MD 21037-2338
Document Number	0354460129
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 SHORE DR EDGEWATER MD 210372338, EDGEWATER, MD 21037-2338

Mortgage

Document Number	0354460129
Date	Oct 22, 2020
Book Page	035446/000129

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 SEVENT ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	864 Months
Due	Oct 21, 2092

Interest

Rate Type	Adjustable Rate
Rate	3.1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1706 SHORE DR, EDGEWATER, MD 21037-2338
Document Number	0315460424
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 SHORE DR EDGEWATER MD 210372338, EDGEWATER, MD 21037-2338

Mortgage

Document Number	0315460424
Date	Nov 8, 2017
Book Page	031546/000424

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	900 Months
Due	Nov 7, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.58%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1706 SHORE DR, EDGEWATER, MD 21037-2338
Document Number	0315460401
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	RESOLUTION ESCROW SERVICES, RESOLUTION ESCROW SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 SHORE DR EDGEWATER MD 210372338, EDGEWATER, MD 21037-2338

Mortgage

Document Number	0315460401
Date	Nov 8, 2017
Book Page	031546/000401

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Nov 7, 2092

Tax Assessment & Valuation

The 2025 property tax bill for 1706 Shore Dr was $3,075 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,000 Land $232,000 Building $117,000	$349,000 Land $232,000 Building $117,000
2025	$3,075.00
2023	$2,129.00 Homeowner's exemption	$302,200 Land $179,000 Building $123,200	$302,200 Land $179,000 Building $123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1706 Shore Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1706 Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Dr

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