1706 Ladd St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 1706 Ladd St, Silver Spring, MD 20902 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1994
Square Footage	4,086 sqft Living Area
Lot Size	9,910 sqft (0.228 acres)
Garage	Attached, 320 sqft
Occupancy	Owner Occupied
Last Sale	$1,050,000 (2024)
Tax Bill	$9,279.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`13-02890138`
Alternative APN	`02890138`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	4,086 sqft Living Area
Gross Area	4,406 sqft Gross Area
1st Floor	1,676 sqft 1st Floor
Basement Area	950 sqft Basement
Finished Basement	950 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	9,910 sqft (0.228 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	320 sqft Garage
Deck Area	128 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	02890138
Street Address	1706 LADD ST
City	SILVER SPRING
State	MD
Zip	20902-3523
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MARKWOOD
Legal Subdivision	WALLACES SUB
Legal Block	3
Legal Lot Number	28
Jurisdiction	MONTGOMERY MD
Minor Civil Division	13
Census Blockgroup	3
Census Block	3010
Census Tract	703209

Owner

Source: Montgomery County records · APN 13-02890138

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals Owners
Mailing Address	1706 LADD ST, SILVER SPRING, MD 20902-3523
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Known Transactions	Last Sale Amount on Jan 22, 2024 Deed Sale Price on Jan 22, 2024 Prior Sale Amount on Sep 20, 1994
Deed Book / Page	67699 / 97
Record Refreshed	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 22, 2024
Property Address	1706 LADD ST, SILVER SPRING, MD 20902-3523
Document Number	0676990097
Book / Page	67699 / 97
Map Reference	MB 158 PL 17940
Instrument Date	Jan 03, 2024
Transaction Type	Transfer
Record Updated	Feb 02, 2024
Title Company	NOT AVAILABLE, MODERN SETTLEMENTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1706 LADD ST, SILVER SPRING, MD 20902-3523

Mortgage

Document Number	0067699105
Date	Jan 22, 2024
Instrument	67699/105

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Feb 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.6%
Max Rate	12.6%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$818,200 (+11.32%)	$984,600 (+33.96%) Land $210,800 Building $773,800
2025	$9,279.00 (+36.24%)	$735,000 (+11.56%) Land $210,800 Building $524,200	$735,000 (-) Land $210,800 Building $524,200
2023		$658,867	$735,000 Land $210,800 Building $524,200
2022	$6,811.00