MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1706 HARMONY GROVE TRL, VALRICO, FL 33596-4639
Mortgage
Document Number
2021548864
Date
Oct 29, 2021
Instrument
2021548864
Lender
Name
SUNCOAST CU
Type
Credit Union
Address
TAMPA, FL 33680
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
300 Months
Due
Oct 28, 2046
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
April 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
HILLSBOROUGH FL
Property Address
1706 HARMONY GROVE TRL, VALRICO, FL 33596-4639
Transaction Type
Mortgage
Record Updated
Apr 22, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1706 HARMONY GROVE TRL, VALRICO, FL 33596-4639
Mortgage
Document Number
2021170964
Date
Apr 7, 2021
Instrument
2021170964
Lender
Name
UNITED MUTUAL FUNDING CORP
Type
Mortgage Company
Address
BRANDON, FL 33511
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2051
March 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
HILLSBOROUGH FL
Property Address
1706 HARMONY GROVE TRL, VALRICO, FL 33596-4639
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0248300731
Date
Mar 30, 2017
Book Page
24830/0731
Instrument
2017120398
Lender
Name
UNITED MUTUAL FUNDING CORP
Type
Mortgage Company
Address
BRANDON, FL 33511
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
241 Months
Due
Apr 1, 2037
February 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
HILLSBOROUGH FL
Property Address
1706 HARMONY GROVE TRL, VALRICO, FL 33596-4639
Document Number
0000089753
Instrument Date
Feb 6, 2020
Transaction Type
Mortgage
Record Updated
Apr 21, 2020
Title Company
ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
1706 HARMONY GROVE TRL VALRICO FL 335964639, VALRICO, FL 33596-4639
Mortgage
Document Number
0000089753
Date
Mar 9, 2020
Instrument
89753
Lender
Name
DISCOVER BK
Type
Bank
Address
NEW CASTLE, DE 19720
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 8, 2050
July 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
HILLSBOROUGH FL
Property Address
1706 HARMONY GROVE TRL, VALRICO, FL 33596-4639
Document Number
0251610355
Book / Page
025161 / 000355
Instrument Date
Jul 31, 2017
Transaction Type
Mortgage
Record Updated
Aug 23, 2017
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
1706 HARMONY GROVE TRL VALRICO FL 335964639, VALRICO, FL 33596-4639
Mortgage
Document Number
0251610355
Date
Aug 11, 2017
Book Page
025161/000355
Instrument
319353
Lender
Name
MIDFLORIDA FCU
Type
Credit Union
Address
LAKELAND, FL 33802
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
240 Months
Due
Aug 10, 2037
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 1706 Harmony Grove Trl was $10,606 with a homeowner's exemption, up 6.4% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
Property Jurisdictions
Type
Name
State
Florida
County
Hillsborough County
Unified School District
Hillsborough County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$576,579 (-2.31%)Land $178,279Building $398,300
$576,579 (-2.31%)Land $178,279Building $398,300
2025
$10,606.00 (+6.43%)Homeowner's exemption
$590,218Land $162,776Building $427,442
$590,218Land $162,776Building $427,442
2024
$9,965.00 (+110.37%)
2023
$4,737.00 (+4.52%)Homeowner's exemption
$284,546 (+3%)
$520,976 (+6.97%)Land $139,522Building $381,454
2022
$4,532.00Homeowner's exemption
$276,258
$487,031Land $116,269Building $370,762
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 1706 Harmony Grove Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 14 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
14 in force
Nearby Flood Claims
1 (2009)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Apr 2009
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1706 Harmony Grove Trl is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood
0.07% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source
Purchased surface water from several systems
Last State Inspection
Nov 2025
Lead
Under 1 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025