Montgomery County property record for 1706 Flora Ln, Silver Spring, MD 20910 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,184 sqft · built 1957 |
| Lot Size | 0.251 acres (10,952 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,425 (2025) |
| Deeds & Mortgages | Dec 2021 Second Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00961816 |
| Primary APN | 13-00961816 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,952 sqft (0.251 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00961816 |
|---|---|
| Street Address | 1706 FLORA LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20910-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE VALLEY |
| Legal Subdivision | HICKEY & SUB |
| Legal Block | C |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 702900 |
Source: Montgomery County records · APN 13-00961816
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1706 FLORA LN, SILVER SPRING, MD 20910-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FCU |
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 07, 2006 |
| Transfer Doc | 0334710173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1706 FLORA LN, SILVER SPRING, MD 20910-1430 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1706 FLORA LN, SILVER SPRING, MD 20910-1430 |
| Document Number | 0648880154 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 64888/154 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1706 FLORA LN, SILVER SPRING, MD 20910-1430 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE, NORTHWEST TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 1706 FLORA LN, SILVER SPRING, MD 20910-1430 |
| Document Number | 0624500283 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | 62450/283 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,233 (+5.68%) | $609,300 (-) Land $328,200 Building $281,100 | |
| 2025 | $6,425.00 (-3.7%) | $547,167 (+9.78%) | $609,300 (+18.06%) Land $328,200 Building $281,100 |
| 2024 | $6,672.00 (+26.72%) | ||
| 2023 | $498,400 | $516,100 Land $335,800 Building $180,300 | |
| 2022 | $5,265.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317029002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 4 (2009–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2024, other causes |
| Wildfire Risk | Low above 1% of the US · above 2% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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