Okaloosa County property record for 1706 Evans Ct, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,215 sqft · built 1993 |
| Lot Size | 0.263 acres (11,472 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Aug 2021) |
| Tax Bill | $3,872 (2022) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-7152-4 |
| Primary APN | C56-000-594-7152-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,215 sqft Heated Area |
| Gross Area | 3,075 sqft |
| 1st Floor Area | 1,630 sqft |
| Upper Floors Area | 585 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,472 sqft (0.263 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 420 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1706 EVANS CT |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOSSY OAKS LOT 13 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | MOSSY OAKS |
| Legal Lot Number | 13 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21002 |
1706 Evans Ct is owned and occupied by an individual who bought it in August 2021.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1706 EVANS CT, NICEVILLE, FL 32578-4536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Aug 11, 2021 | Warranty Deed, Transfer · VA Mortgage PRIMELENDING |
| May 26, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on File |
| Deed Sale | Aug 11, 2021 · Amount on File |
| Prior Sale | Feb 1, 2011 · Amount on File |
| Deed Document Number | 3479409 |
| Deed Book / Page | 3566 / 2435 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1706 EVANS CT, NICEVILLE, FL 32578-4536 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1706 EVANS CT, NICEVILLE, FL 32578-4536 |
| Document Number | 0003791302 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 3791302 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 11, 2021 |
| Property Address | 1706 EVANS CT, NICEVILLE, FL 32578-4536 |
| Document Number | 0035662435 |
| Book / Page | 3566 / 2435 |
| Map Reference | MB 13 PG 34 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 3479409 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | ASSOCIATED ATTY TITLE AND CL, ASSOCIATED ATTORNEY TTL & CL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1706 EVANS CT, NICEVILLE, FL 32578-4536 |
| Document Number | 35662437 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 3566/2437 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1706 EVANS CT, NICEVILLE, FL 32578-4536 |
| Document Number | 0034664704 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1706 EVANS CT NICEVILLE FL 325784536, NICEVILLE, FL 32578-4536 |
| Document Number | 0034664704 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 003466/004704 |
| Instrument | 3363408 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $349,067 | $351,053 Land $64,350 Building $286,703 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $342,766 (+6.25%) Land $54,316 Building $288,450 | $342,766 (+6.25%) Land $54,316 Building $288,450 |
| 2022 | $3,872.00 | $322,596 Land $51,729 Building $270,867 | $322,596 Land $51,729 Building $270,867 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1706 Evans Ct in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1706 Evans Ct is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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