Frederick County property record for 1706 Emory St, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,414 sqft · built 2000 |
| Lot Size | 0.048 acres (2,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Oct 2025) |
| Tax Bill | $6,891 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-227584 |
| Primary APN | 02-227584 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 654 sqft |
| Finished Basement | 654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,080 sqft (0.048 acres) |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 227584 |
|---|---|
| Street Address | 1706 EMORY ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-9303 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 26 PL. 26 BLK B PHASE 3-2,080 SQ. FT. DEARBOUGHT |
| Legal Subdivision | DEARBOUGHT |
| Legal Block | B |
| Legal Lot Number | 26 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 750805 |
Source: Frederick County records · APN 02-227584
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1706 EMORY ST, FREDERICK, MD 21701-9303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| May 29, 2018 | Grant Deed, Transfer PREMIUM TITLE INC |
| May 02, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | May 29, 2018 · Amount on Record |
| Deed Book / Page | 17560 / 154 |
| Transfer Doc | 0041650001 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 16, 2025 |
| Property Address | 1706 EMORY ST, FREDERICK, MD 21701-9303 |
| Document Number | 0175600154 |
| Book / Page | 17560 / 154 |
| Map Reference | MB 66 PL 78 |
| Instrument Date | Sep 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1706 EMORY ST, FREDERICK, MD 21701-9303 |
| Document Number | 0017560162 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 17560/162 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 29, 2018 |
| Property Address | 1706 EMORY ST, FREDERICK, MD 21701-9303 |
| Document Number | 0124330279 |
| Book / Page | 012433 / 000279 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2018 |
| Title Company | PREMIUM TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $215.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12202 FOLKSTONE DR HERNDON VA 201711820, HERNDON, VA 20171-1820 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 02, 2017 |
| Property Address | 1706 EMORY ST, FREDERICK, MD 21701-9303 |
| Document Number | 0117950011 |
| Book / Page | 011795 / 000011 |
| Instrument Date | Nov 07, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,891.00 (+8.69%) | $372,700 (+20.39%) Land $80,000 Building $292,700 | $372,700 (-) Land $80,000 Building $292,700 |
| 2024 | $6,340.00 (+12.15%) | ||
| 2023 | $5,653.00 | $309,567 | $372,700 Land $80,000 Building $292,700 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Shenandoah Telecommunications Company.
Based on FCC filings for 48 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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