1706 Earl Ct, Dekalb, IL 60115 Property Records

DeKalb County property record for 1706 Earl Ct, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.141 acres (6,149 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Feb 2021)
Tax Bill	$3,161 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-24-303-026`

Property Details

APN / Parcel Number

Primary APN	`08-24-303-026`

Exterior

Lot Area	6,149 sqft (0.141 acres)

Location & Zoning

Account Number	0824303026
Street Address	1706 EARL CT
City	DEKALB
State	IL
Zip	60115-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN-VIEW SUB - LOT 32
Legal Subdivision	LINCOLN-VIEW SUB
Legal Lot Number	32
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3007
Census Tract	1500

Owner

1706 Earl Ct is owned and occupied by two individuals who bought it in February 2021.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1706 EARL CT, DEKALB, IL 60115-3922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR CU
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BK
Sep 4, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST MIDWEST BK
Aug 3, 2018	Warranty Deed, Transfer · Conventional with PMI CIBM BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Prior Sale	Aug 3, 2018 · Amount on File
Deed Document Number	20211776
Prior Transfer Date	Feb 13, 2006
Prior Transfer Doc	0000004196
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 10, 2021
Property Address	1706 EARL CT, DEKALB, IL 60115-3922
Document Number	0000001776
Map Reference	MB I PG 24
Instrument Date	Jan 18, 2021
Instrument	2021001776
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1706 EARL CT, DEKALB, IL 60115-3922

Mortgage

Document Number	0000001779
Date	Feb 10, 2021
Instrument	2021001779

Lender

Name	NORTHSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1706 EARL CT, DEKALB, IL 60115-3922
Document Number	0000011228
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 EARL CT DEKALB IL 601153922, DEKALB, IL 60115-3922

Mortgage

Document Number	0000011228
Date	Dec 4, 2019
Instrument	11228

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	CHICAGO, IL 60631-3655

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1706 EARL CT, DEKALB, IL 60115-3922
Document Number	0000008228
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 EARL CT DEKALB IL 601153922, DEKALB, IL 60115-3922

Mortgage

Document Number	0000008228
Date	Sep 9, 2019
Instrument	8228

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 3, 2018
Property Address	1706 EARL CT, DEKALB, IL 60115-3922
Document Number	0000007510
Instrument Date	Jul 25, 2018
Instrument	7510
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 COUNTRY DR PLANO IL 605451063, PLANO, IL 60545-1063

Mortgage

Document Number	7511
Date	Aug 3, 2018
Instrument	7511

Lender

Name	CIBM BK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,460 Land $6,734 Building $36,726	$130,380 Land $20,202 Building $110,178
2024	$3,161.00
2023		$34,602 Land $5,361 Building $29,241	$103,806 Land $16,083 Building $87,723

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1706 Earl Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1706 Earl Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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