1706 E St SW, Miami, OK 74354 Property Records

Ottawa County property record for 1706 E St SW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,591 sqft · built 1904
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (May 2023)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19103`

Property Details

APN / Parcel Number

Primary APN	`19103`
Alternative APN	`5350-06-027-023-0-041-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
1st Floor Area	1,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Attached
Garage Area	945 sqft

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Patio Area	248 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19103
Street Address	1706 E ST SW
City	MIAMI
State	OK
Zip	74354-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 180' OF N2 SE NE SW SEC 6 TWP 27 RNG 23 MIAMI MISC I
Legal Range	23E
Legal Township	27N
Legal Section	06
Legal Subdivision	MIAMI MISC. I
Legal Block	27
Legal Lot Number	23
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2026
Census Tract	574700

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1706 E ST SW, MIAMI, OK 74354-8706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Apr 20, 2015 · Amount on Record
Deed Document Number	20232010
Deed Book / Page	1182 / 778
Prior Transfer Date	Feb 7, 2014
Prior Transfer Doc	0986000290
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	May 1, 2023
Property Address	1706 E ST SW, MIAMI, OK 74354-8706
Document Number	001182/778
Book / Page	1182 / 778
Instrument Date	May 1, 2023
Instrument	I-2023-002010
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 E ST SW, MIAMI, OK 74354-8706

Mortgage

Document Number	I2023002011
Date	May 1, 2023
Instrument	I-2023-002011

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,876 (-1.41%) Land $3,371 Building $12,505	$139,264 (-1.41%) Land $29,571 Building $109,693
2025	$1,552.00 (-1.21%)	$16,103 (-5.2%) Land $3,371 Building $12,732	$141,260 (-5.19%) Land $29,571 Building $111,689
2024	$1,571.00 (-12.09%)	$16,987 (-9.76%) Land $3,278 Building $13,709	$149,000 (-9.77%) Land $28,750 Building $120,250
2023	$1,787.00 (+7.26%)	$18,825 (+4.43%) Land $3,420 Building $15,405	$165,134 (-) Land $30,000 Building $135,134
2022	$1,666.00	$18,027 Land $3,420 Building $14,607	$165,134 Land $30,000 Building $135,134

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	62 (1985–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 10 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 21 claims Severe Storms And Flooding, Apr 1994 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20