1706 E Cody Estey Rd, Pinconning, MI 48650 Property Records

Bay County property record for 1706 E Cody Estey Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,006 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Oct 2025)
Tax Bill	$918 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-022-100-070-03`

Property Details

APN / Parcel Number

Primary APN	`120-022-100-070-03`

Interior

Full Baths	1 Bath
Building Area	1,006 sqft Living Area
1st Floor Area	1,006 sqft
Basement Area	1,006 sqft

Exterior

Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1706 E CODY ESTEY RD
City	PINCONNING
State	MI
Zip	48650-8437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 320 FT W OF N 1/4 COR OF SEC TH W 215 FT TH S 202.60 FT TH E 215 FT TH N 202.60 FT TO BEG. SEC.22,T17N,R4E 3-8-85
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	1
Census Block	1019
Census Tract	286300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3985 ESTEY RD, RHODES, MI 48652-9744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
May 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Jun 9, 2008 · Amount on Record
Deed Document Number	202513551
Prior Transfer Date	May 10, 2018
Prior Transfer Doc	0000007401
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Oct 28, 2025
Property Address	1706 E CODY ESTEY RD, PINCONNING, MI 48650-8437
Document Number	0000013551
Instrument Date	Oct 28, 2025
Instrument	202513551
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 155, BAY CITY, MI 48707-0155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 ESTEY RD, RHODES, MI 48652-9744

Mortgage

Document Number	0000013552
Date	Oct 28, 2025
Instrument	202513552

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000013553
Date	Oct 28, 2025
Instrument	202513553

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	May 22, 2018
Property Address	1706 E CODY ESTEY RD, PINCONNING, MI 48650-8437
Document Number	0000007401
Instrument Date	May 10, 2018
Instrument	7401
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2580 MOUNT FOREST RD BENTLEY MI 486139697, BENTLEY, MI 48613-9697

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Mar 13, 2018
Property Address	1706 E CODY ESTEY RD, PINCONNING, MI 48650-8437
Document Number	0000002992
Instrument Date	Feb 28, 2018
Instrument	2992
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Lifetime Benefit
Address	2580 MOUNT FOREST RD BENTLEY MI 486139697, BENTLEY, MI 48613-9697

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$918.00 (-24.44%) Homeowner's exemption	$40,700 (-1.45%)	$81,400 (-1.45%)
2025		$41,300 (+30.7%)	$82,600 (+30.7%)
2024	$1,215.00 (+15.28%)
2023		$31,600	$63,200
2022	$1,054.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fixed Wireless	1,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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