1706 E 7th St, Atlantic, IA 50022 Property Records

Cass County property record for 1706 E 7th St, Atlantic, IA 50022

Property Summary

Property Type	Office Building
Details	1,972 sqft · built 1975
Lot Size	0.366 acres (15,980 sqft)
Owner	Company Name on Record
Last Sale	$162,000 (Aug 2021)
Tax Bill	$2,246 (2024)
Deeds & Mortgages	May 2019 Refinance Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303004177001000`

Property Details

APN / Parcel Number

Primary APN	`303004177001000`

Interior

Stories	2 Stories
Building Area	1,972 sqft Gross Area
1st Floor Area	1,060 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	15,980 sqft (0.366 acres)
Lot Dimensions	188 ft deep x 85 ft wide
Porch	Porch
Deck Area	1 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Street Address	1706 E 7TH ST
City	ATLANTIC
State	IA
Zip	50022-1911
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	PC SW COR (EXC TR 2) PC.SW COR.(EXC.TR 2) SE1/4 SE1/4 SE1/4 SE1/4
Legal Range	36
Legal Township	76
Legal Section	04
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Tract	2
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1009
Census Tract	190400

Owner

Source: Cass County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 305, ANITA, IA 50020-0305
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST WHITNEY BANK & TRUST
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FNB BANK INC
Aug 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	0020211796
Deed Book / Page	2021 / 1796
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1706 E 7TH ST, ATLANTIC, IA 50022-1970
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/726
Date	May 13, 2019
Book Page	2019/726

Lender

Name	FIRST WHITNEY BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1706 E 7TH ST, ATLANTIC, IA 50022-1970
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1824
Date	Aug 12, 2021
Book Page	2021/1824
Instrument	2021-1824

Lender

Name	FNB BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2051

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Aug 10, 2021
Property Address	1706 E 7TH ST, ATLANTIC, IA 50022-1970
Document Number	02021/1796
Book / Page	2021 / 1796
Instrument Date	Aug 10, 2021
Instrument	2021-1796
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Tax	$258.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 305, ANITA, IA 50020-0305

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,660 (+16.65%) Land $23,160 Building $122,500	$145,660 (+16.65%) Land $23,160 Building $122,500
2024	$2,246.00 (-9.14%)
2023		$124,870 Land $23,160 Building $101,710	$124,870 Land $23,160 Building $101,710
2022	$2,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon, Western Iowa Wireless.

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