1706 Dark Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 1706 Dark Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,709 sqft · built 1845
Lot Size	3.72 acres (162,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jul 2019)
Tax Bill	$5,538 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-152310`

Property Details

APN / Parcel Number

Primary APN	`07-152310`
Alternative APNs	`7152310` `152310`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,709 sqft Total Area
Attic	Attic
Attic Area	279 sqft
Utility Area	42 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1845
Effective Year Built	Effective 1845
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	162,043 sqft (3.72 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	849 sqft
Shed	1 Shed
Shed Area	448 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	152310
Street Address	1706 DARK RD
City	CAMBRIDGE
State	MD
Zip	21613-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	3.72 ACRES DARK RD ON LEE CREEK CAMBRIDGE
Legal Subdivision	LEE CREEK
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2012
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1706 DARK RD, CAMBRIDGE, MD 21613-3602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Jul 17, 2019	Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	May 30, 2000 · Amount on Record
Deed Book / Page	1529 / 238
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1706 DARK RD, CAMBRIDGE, MD 21613-3602
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 DARK RD, CAMBRIDGE, MD 21613-3602

Mortgage

Document Number	0016780336
Date	Sep 3, 2021
Book Page	1678/336

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jul 17, 2019
Property Address	1706 DARK RD, CAMBRIDGE, MD 21613-3602
Document Number	0015290238
Book / Page	1529 / 238
Map Reference	LB 47 FO 286B
Instrument Date	Jul 16, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CAMBRIDGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1706 DARK RD, CAMBRIDGE, MD 21613-3602

Mortgage

Document Number	0001529244
Date	Jul 17, 2019
Instrument	1529/244

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,538.00 (-1.69%) Homeowner's exemption	$479,700 (+8.41%) Land $208,100 Building $271,600	$479,700 (-2.18%) Land $208,100 Building $271,600
2025	$5,633.00 (+13.11%) Homeowner's exemption
2023	$4,980.00	$442,467	$490,400 Land $208,100 Building $282,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	95 (1996–2024)
Claims Outside the SFHA	3 of 95
Most Recent Claim	May 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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