1706 Cholla Cir, Kingman, AZ 86409 Property Records

Mohave County property record for 1706 Cholla Cir, Kingman, AZ 86409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,903 sqft · built 1995
Lot Size	0.284 acres (12,353 sqft)
Owner	2 Individual Names on File
Last Sale	$232,900 (Jul 2019)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`320-21-048`

Property Details

APN / Parcel Number

Primary APN	`320-21-048`
Alternative APN	`R32021048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,903 sqft Living Area
Gross Area	2,399 sqft
1st Floor Area	1,903 sqft
Laundry Room	Laundry Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,353 sqft (0.284 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R32021048
Street Address	1706 CHOLLA CIR
City	KINGMAN
State	AZ
Zip	86409-6960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 1924B SILVER RIDGE SUBDIVISION PHASE II BLK 8 LOT 4 CONT 1 2,353 SQ FT
Legal Range	16W
Legal Township	21N
Legal Section	06
Legal Subdivision	SILVER RIDGE SUBDIVISION PHASE II
Legal Phase	2
Legal Tract	1924B
Legal Block	8
Legal Lot Number	4
Jurisdiction	MOHAVE AZ
Township / Civil Division	KINGMAN
Census Block Group	2
Census Block	2020
Census Tract	954900

Owner

1706 Cholla Cir is owned and occupied by two individuals who bought it in July 2019.

Source: Mohave County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1706 CHOLLA CIR, KINGMAN, AZ 86409-6960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jul 29, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	May 28, 2015 · Amount on File
Deed Document Number	201942524
Prior Transfer Date	Jan 10, 2012
Prior Transfer Doc	0000002264
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOHAVE AZ
Property Address	1706 CHOLLA CIR, KINGMAN, AZ 86409-6960
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 CHOLLA CIR, KINGMAN, AZ 86409-6960

Mortgage

Document Number	0000048291
Date	Oct 30, 2023
Instrument	2023048291

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Nov 3, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOHAVE AZ
Property Address	1706 CHOLLA CIR, KINGMAN, AZ 86409-6960
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 CHOLLA CIR, KINGMAN, AZ 86409-6960

Mortgage

Document Number	0000015949
Date	Mar 5, 2021
Instrument	2021015949

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOHAVE AZ
Recording Date	Jul 29, 2019
Property Address	1706 CHOLLA CIR, KINGMAN, AZ 86409-6960
Document Number	0000042524
Map Reference	DOC 91-4762
Instrument Date	Jul 1, 2019
Instrument	2019042524
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1706 CHOLLA CIR, 1706, KINGMAN, AZ 86409-6960

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1706 CHOLLA CIR, KINGMAN, AZ 86409-6960

Mortgage

Document Number	0000042525
Date	Jul 29, 2019
Instrument	2019042525

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOHAVE AZ
Recording Date	Jul 29, 2019
Property Address	1706 CHOLLA CIR, KINGMAN, AZ 86409-6960
Document Number	0000000524
Instrument Date	Jun 1, 2019
Instrument	524
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$232.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 CHOLLA CIR KINGMAN AZ 864096960, KINGMAN, AZ 86409-6960

Tax Assessment & Valuation

The 2025 property tax bill for 1706 Cholla Cir was $1,218.

Source: Mohave County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Mohave County
Municipality	Kingman City
Unified School District	Kingman Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$286,019 Land $43,757 Building $242,262
2025	$1,218.00	$28,117 (-7.98%)
2024		$30,556	$281,169 (-7.98%) Land $41,286 Building $239,883
2023			$305,558 Land $36,639 Building $268,919
2020	$1,174.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1706 Cholla Cir in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1706 Cholla Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGMAN MUNICIPAL WATER serves 45,000 people · EPA ID AZ0408020
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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