Black Hawk County property record for 1706 Cherry Ln, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,440 sqft · built 1966 |
| Lot Size | 0.394 acres (17,170 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,506 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-18-277-015 |
| Primary APN | 8913-18-277-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 325 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,170 sqft (0.394 acres) |
| Lot Dimensions | 170 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 248 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1706 CHERRY LN |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-4506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR HEIGHTS DIV I NELY 101 FT LOT 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 18 |
| Legal Subdivision | CEDAR HEIGHTS DIV I |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2400 |
1706 Cherry Ln is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1706 CHERRY LN, CEDAR FALLS, IA 50613-4506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1706 CHERRY LN, CEDAR FALLS, IA 50613-4506 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000018897 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 202000018897 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 29, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1706 Cherry Ln was $4,506 with a homeowner's exemption, up 8.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,506.00 (+8.32%) Homeowner's exemption | $325,710 Land $42,820 Building $282,890 | $325,710 Land $42,820 Building $282,890 |
| 2024 | $4,160.00 | ||
| 2023 | $282,460 (+21.37%) Land $42,820 Building $239,640 | $282,460 Land $42,820 Building $239,640 | |
| 2022 | $4,132.00 Homeowner's exemption | $232,720 Land $42,820 Building $189,900 | |
| 2021 | $232,720 Land $42,820 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1706 Cherry Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1993–2008) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1706 Cherry Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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